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American Express · green

American Express Green Card

4.0 / 5
Membership Rewards · Personal card

The forgotten middle child earns full Membership Rewards on every travel dollar with no portal games. The CLEAR credit covers most of the fee.

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At a glance

Issuer terms
Welcome bonus
40,000 points
Spend $3,000 in 6 months
Annual fee
$150
Year-one and ongoing
Purchase APR
See terms
No intro APR
FX fee
None
Rates accurate as of
Editorial

Our take

The forgotten middle child earns full Membership Rewards on every travel dollar with no portal games. The CLEAR credit covers most of the fee.

Verdict

Pros & cons

Pros

  • 3x on all travel and transit, no portal required
  • Full Membership Rewards transfer access
  • CLEAR Plus credit nearly covers the fee

Cons

  • No lounge access
  • Welcome offers run small
  • Ineligible if you have had Gold or Platinum
Earnings

Earn rates

CategoryRateNotes
All travel3x pointsAirfare, hotels, car rentals, vacation rentals, and more.
Transit & commuting3x pointsTaxis, rideshare, trains, tolls worldwide.
Restaurants3x pointsWorldwide.
All other purchases1x points
Benefits

Key benefits

3x on all travel, booked anywhere

The broadest travel definition in the Amex lineup, including vacation rentals and transit.

CLEAR Plus credit

Up to $209 each calendar year.

Fit

Who this is best for

  • Travelers who book outside portals
  • Transit-heavy city dwellers
FAQ

Frequently asked questions

What is the Amex Green welcome bonus?
Earn 40,000 Membership Rewards points after spending $3,000 on eligible purchases in the first 6 months.
Does the Amex Green charge an annual fee?
Yes. The annual fee is $150 every year.
Does the Amex Green have a foreign transaction fee?
No. The Amex Green charges no foreign transaction fee, so it works well for international purchases.
What APR does the Amex Green charge?
The purchase APR is See terms variable.
Who is the Amex Green best for?
Travelers who book outside portals. Transit-heavy city dwellers.
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American Express Green Card

Spend $3,000 in 6 months
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Rates accurate as of June 10, 2026. Issuer terms.