Calculators & tools
Use our suite of interactive tools to estimate points value, calculate payoff times, or compare credit cards side-by-side using the latest verified offer data.
Trip Rewards Planner
Enter your trip budget and we rank real cards by what each would actually return on it. The math accounts for portal rates, cobrand bonuses, foreign transaction fees, point values, and travel protections.
Points Valuation Calculator
Estimate what your points or miles are actually worth using our cents-per-point benchmarks for each major rewards program.
Welcome Bonus Breakeven Calculator
Plug in your monthly spend and we calculate exactly when you will hit any cards minimum spend requirement to earn the welcome bonus.
Annual Fee Worth It Calculator
Enter your spend by category and we compute the net value of any rewards card versus its annual fee.
Credit Card Payoff Calculator
Given a balance, APR, and a monthly payment, calculate how long it will take to pay off and how much interest you will pay.
Credit Card Interest Calculator
Calculate the monthly interest a credit card balance accrues at a given APR.
Card Comparison Finder
Filter every card on the site by issuer, category, annual fee, and reward currency. Detailed comparison view.