Chase Sapphire Reserve
chase
4.6 / 5
- Welcome
- 100,000 points
- Annual fee
- $795
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Rewards card tools and reviews
See what a card actually returns on your spending.
Enter a trip budget or your monthly spend and we rank real cards by what they return. Annual fees and point values are in the math. Rates are dated on every card.
- Issuers
- 10 issuers covered
- Rates verified
- Rates verified June 10, 2026
Featured
Top picks this month
The Platinum Card from American Express
American Express
4.5 / 5
- Welcome
- 175,000 points
- Annual fee
- $895
Capital One Venture X Rewards Credit Card
capital one
4.7 / 5
- Welcome
- 75,000 miles
- Annual fee
- $395
4.7 / 5
- Welcome
- 75,000 points
- Annual fee
- $95
Best cards
Browse by category
Travel
Best Travel Credit Cards
Travel cards earn outsized rewards on flights, hotels, dining, and transit. The best of them let you transfer points to airline and hotel partners for fares and rooms that would cost far more in cash. Pick a flexible-points card if you book your own trips. Pick a cobrand if you fly one carrier most of the time.
Cash back
Best Cash Back Credit Cards
Cash back keeps the math simple. The strongest no-fee options earn a flat 2% on everything. The category cards stack 5% or 6% on dining, groceries, or rotating quarterly bonuses for people willing to manage their wallet.
Business
Best Business Credit Cards
Cards for small business owners and self-employed earners. Strong bonus categories on advertising, shipping, internet, phone, and travel. The best ones earn transferable points, so business spend produces the same flexible rewards a personal card would.
Airline
Best Airline Credit Cards
Cobrand cards that pay for themselves through free checked bags, priority boarding, and limited lounge access. Worth holding if you fly one airline two or three times a year. If you fly across carriers, a flexible-points card with transfer partners usually beats any single cobrand.
Hotel
Best Hotel Credit Cards
Cards from Marriott, Hilton, Hyatt, IHG, and the rest. The best ones include an annual free night that covers the annual fee on its own. Hotel points devalue often, so the free-night perk is usually the real reason to hold these.
No annual fee
Best No Annual Fee Credit Cards
Cards worth keeping open year after year without a holding cost. Most credit-history strategies use a no-fee card as the long-term anchor: keep it open, age the account, and let your average credit age work for you.
Tools
Calculators & finders
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All 8 tools → Offer History Tracker
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Trip Rewards Planner
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Points Valuation Calculator
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Welcome Bonus Breakeven Calculator
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Annual Fee Worth It Calculator
Does the annual fee pay for itself?
Credit Card Payoff Calculator
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Credit Card Interest Calculator
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Card Comparison Finder
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