Grocery spend is one of the biggest line items in most household budgets. The cards here pay 3% to 6% at US supermarkets, with no quarterly rotation to manage. Watch the annual caps on the top-tier rates and the fine print around superstores like Walmart and Target.
The mid-tier travel card most people keep for years. Transfer partners and strong protections at a $95 fee, with a meaningful refresh arriving June 15, 2026.
Still the strongest food-spend card in the market. The $325 fee nets down fast if the monthly credits fit your habits, and the 2026 refresh added real hotel earning.
The widest 3x coverage of any $95 card. If your spending spreads across gas, groceries, dining, and travel, this earns more than a Sapphire Preferred. Protections are weaker.
The best no-fee card for households that eat out and stream a lot. The grocery bonus is a meaningful upgrade over flat 2% cards.
The grocery card to beat for families that hit the $6,000 cap. At $360 in supermarket cash back alone, the math works for almost any household with a full kitchen.
The grocery card to beat for families that hit the $6,000 cap. At $360 in supermarket cash back alone, the math works for almost any household with a full kitchen.
A no-fee cash-back card that punches well above its weight, especially when paired with a Sapphire to unlock transfer partners.
The set-it-and-forget-it answer for category cash back. The 5% picks itself based on where you actually spent.
The best no-fee category card for BofA banking customers. Preferred Rewards turns 3% into 5.25% on the category you spend the most on.
The two-free-bags change in 2026 made this an easy call for Delta households. Earning rates are modest, so pair it with a stronger everyday card.
