Cards offering 0% intro APR on new purchases for 12 to 18 months. Useful for a planned large purchase you want to spread across a year without interest. Set a payoff schedule on day one. The 0% window ends without warning, and the ongoing APR is steep.
The simplest good card in the market. 2% on everything with no fee. The 3% foreign transaction fee makes it a poor pick abroad.
The best no-fee card for households that eat out and stream a lot. The grocery bonus is a meaningful upgrade over flat 2% cards.
A no-fee cash-back card that punches well above its weight, especially when paired with a Sapphire to unlock transfer partners.
The set-it-and-forget-it answer for category cash back. The 5% picks itself based on where you actually spent.
A fine starter card. The 1.5% rate trails the 2% flat cards, but no foreign transaction fee makes it the better no-fee pick for travel abroad.
The best no-fee category card for BofA banking customers. Preferred Rewards turns 3% into 5.25% on the category you spend the most on.
A debt-payoff card, not a rewards card. The 21-month transfer window is the entire point.
The best student card year one because of the Cashback Match. After graduation, it converts to a regular Discover it.
