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Wells Fargo Active Cash Card card art
Wells Fargo · rewards

Wells Fargo Active Cash Card

4.5 / 5
Cash back · Personal card

A solid card with great rewards.

Compare featured offers Read issuer terms

At a glance

Issuer terms
Welcome bonus
50,000 points
Spend $4,000 in 3 months
Annual fee
$95
Year-one and ongoing
Purchase APR
21.49% to 28.49%
No intro APR
FX fee
None
Rates accurate as of
Editorial

Our take

A solid card with great rewards.

Verdict

Pros & cons

Pros

  • Valuable welcome bonus
  • Flexible redemption options

Cons

  • Annual fee
  • Requires excellent credit
Earnings

Earn rates

CategoryRateNotes
All travel2x pointsOn travel purchases
All other purchases1x points
Benefits

Key benefits

Travel Credit

$50 Annual Hotel Credit

Fit

Who this is best for

  • Travelers
  • Dining enthusiasts
FAQ

Frequently asked questions

What is the Wells Fargo Active C welcome bonus?
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Does the Wells Fargo Active C charge an annual fee?
Yes. The annual fee is $95 every year.
Does the Wells Fargo Active C have a foreign transaction fee?
No. The Wells Fargo Active C charges no foreign transaction fee, so it works well for international purchases.
What APR does the Wells Fargo Active C charge?
The purchase APR is 21.49% to 28.49% variable.
Who is the Wells Fargo Active C best for?
Travelers. Dining enthusiasts.
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Wells Fargo Active Cash Card

Spend $4,000 in 3 months
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Rates accurate as of May 15, 2026. Issuer terms.