Advertiser disclosure: We are paid by partners when you apply for some of the cards on this page through our links. Compensation can affect where and in what order offers appear. It does not affect our ratings or reviews. Read the full disclosure.

Business

Best Business Credit Cards

Cards for small business owners and self-employed earners. Strong bonus categories on advertising, shipping, internet, phone, and travel. The best ones earn transferable points, so business spend produces the same flexible rewards a personal card would.

2 cards reviewed Rates verified through May 15, 2026 Ranking methodology

Ink Business Preferred Credit Card

4.7 / 5

The benchmark business card. 3x on the categories small businesses actually spend on, and the points move to airlines and hotels.

Welcome: 100,000 points Fee: $95 Top: 3x points travel, shipping, internet, cable, phone, ads

Read review

Full review Rates May 15, 2026

American Express Business Gold Card

4.4 / 5

Best for businesses with concentrated, predictable spend that falls into the eligible 4x categories. Heavy users beat the fee comfortably.

Welcome: 70,000 points Fee: $375 Top: 4x points top 2 business categories

Read review

Full review Rates May 15, 2026

FAQ

Frequently asked questions

How are these cards ranked?

We order each hub by editorial rank weight first and use partner CPA as a tie-breaker for cards with similar weights. We disclose this on every hub. The full methodology is on our editorial policy page.

How current are the rates and terms?

Each card displays the date its rates were last verified, with a link to the issuer's official terms. The oldest verification date in this hub is May 15, 2026.

Do you earn a commission?

Yes. Some links on this page pay us a commission when readers apply through them, which is disclosed at the top of every page. Commission does not change rank order or which cards are recommended.