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Offer History Tracker

Tool

See how a card's welcome bonus has moved over time and whether today's offer is the best it has been. Every documented public, referral and targeted offer, charted and graded.

Sapphire Preferred card art

Chase Sapphire Preferred Card

Chase · Ultimate Rewards · 12 months

050k100kOctDec2026FebAprJunAug75k100k75k
Public offerReferral / targetedToday

Every documented offer

11 offers on record · newest first · click a row for notes and sources

5 older offers hidden

Every tracked card right now

46 best we have seen5 near the top28 middle of its range9 below its usual

  • Best we have seen4 changes
  • Best we have seenunchanged
  • Best we have seenunchanged
  • Best we have seenunchanged
  • Best we have seenunchanged
  • Best we have seen1 change
  • Best we have seen1 change
  • Best we have seen4 changes
  • Best we have seenunchanged
  • Best we have seenunchanged
  • Best we have seenunchanged
  • Best we have seenunchanged

Tracking 89 cards. Compiled from issuer pages, archived captures and dated reporting; data as of Sep 6, 2026. Gaps mean we could not document the offer for those dates. Confirm terms on the issuer's site before applying.

How to read the offer chart

Welcome bonuses are not fixed. Issuers raise them to pull in applicants, cut them when demand is strong, and run short elevated windows around product refreshes and the holidays. The chart plots the public offer as a step line, so every flat stretch is one offer and every vertical move is a change, with the bonus labeled on each level. Move across the chart to see the terms, dates and confidence for any day. Dashed segments are referral, in-branch or targeted offers that were materially different from what the issuer advertised to everyone.

The verdict panel grades today's offer against the range you have selected. "Best we have seen" means the current bonus matches the highest public offer in that window. "Below its usual" means it sits well under both the peak and the day-weighted median, which is often a sign that a better offer will come back. The percentage of days at or above today's level tells you how rare the current number is.

Switch to $ value to compare cards that earn different currencies. That view converts every offer with the same cents-per-point assumptions as our points valuation calculator, so a 75,000-point Chase offer and a $750 cash offer sit on the same scale.

Where the history comes from, and what it cannot tell you

Every row in the timeline opens to show what we know about that offer and where it came from. Issuer pages, archived captures and mainstream press are linked so you can check them yourself; other publishers that reported the same offer are credited by name. Rows marked high confidence were confirmed on the issuer's own page or an archive of it. Medium means two reputable outlets agreed on the amount and the approximate dates. Low means a single source or dates we could only pin to the month.

Gaps in a line mean we could not document the offer for those dates, not that the card had no offer. Referral and targeted offers vary by person, and a figure that reached one applicant may never have reached you. Treat the public line as the baseline and the dashed segments as the ceiling that sometimes exists.

A strong offer today is only worth chasing if you can meet the spending requirement without changing how you spend. Use the welcome bonus breakeven calculator to check the timing before you apply.

FAQ

Frequently asked questions

How often do credit card welcome offers change?
It depends on the card. Flagship travel cards like the Chase Sapphire Preferred and Amex Platinum typically change public offers two to four times a year, often with a headline elevated window in spring or fall. Airline and hotel cobrand cards change more often, sometimes monthly, because the airline or hotel partner funds the promotion. Flat cash back cards can hold the same $200 offer for years.
Should I wait for a higher welcome bonus?
If the tracker shows today's offer well below the peak of the past year or two, and the card is not tied to a trip you need to book soon, waiting is usually the better bet. Elevated offers tend to return on a loose seasonal cycle. If the offer is at or near its high, the odds favor applying now, since the next change is more likely to be a cut.
Are referral offers better than public offers?
Sometimes. Issuers occasionally run referral or in-branch offers above the public number, and the tracker shows those as dashed segments when they were well documented. They are not available to everyone, and the public offer is what you should plan around unless you have a specific link in hand.
Why does the chart show a gap?
A gap means we could not find a dated source for the offer during that period. Issuers do not publish offer histories, so the timeline is stitched together from archived pages and dated reporting. Where sources disagree or only give a month, we mark the row medium or low confidence rather than guessing exact dates.
How is the dollar value of a points offer calculated?
Each rewards currency has an editorial cents-per-point baseline, the same figure used in our points valuation calculator. A 75,000-point Ultimate Rewards offer at 2.05 cents per point shows as about $1,540. Cash offers show at face value. Your real value depends on how you redeem.
Does a higher bonus mean a higher spending requirement?
Usually. When issuers raise a bonus they often raise the minimum spend or lengthen the window at the same time, and the timeline table shows both for every offer. A 100,000-point offer that needs $8,000 in spending is not automatically better than a 75,000-point offer at $4,000 if the extra spending would take you outside your normal budget.

Written by the CreditCardSignups editorial team. Card rates and offers verified June 10, 2026. Point valuations updated 2026-06-10. Card terms change often, so confirm details on the issuer's site before applying.