Citi Diamond Preferred Card
4.0 / 5
A debt-payoff card, not a rewards card. The 21-month transfer window is the entire point.
Welcome: No welcome bonus Fee: $0
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Full review Rates May 15, 2026
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Balance transfer
Best Balance Transfer Credit Cards
These cards exist for one job. Move a high-APR balance over, pay it down at 0% for 15 to 21 months, and close the rate spread. They are not rewards cards. The balance-transfer fee, usually 3% to 5%, is the cost you trade for the interest savings.
FAQ
Frequently asked questions
How are these cards ranked?
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Each card displays the date its rates were last verified, with a link to the issuer's official terms. The oldest verification date in this hub is May 15, 2026.
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