Citi Diamond Preferred Card
4.0 / 5
A debt-payoff card, not a rewards card. The 21-month transfer window is the entire point.
Welcome: No welcome bonus Fee: $0
Read review
Full review Rates May 15, 2026
Advertiser disclosure:
We are paid by partners when you apply for some of the cards on this page through our links. Compensation can affect where and in what order offers appear. It does not affect our ratings or reviews. Read the full disclosure.
Low interest
Best Low Interest Credit Cards
A short list for borrowers who occasionally carry a balance. Lower ongoing APR ranges beat the rewards cards designed for transactors. If you pay off the balance every month, rewards cards earn more. If you carry a balance, the interest savings on these will swamp any rewards rate.
FAQ
Frequently asked questions
How are these cards ranked?
We order each hub by editorial rank weight first and use partner CPA as a tie-breaker for cards with similar weights. We disclose this on every hub. The full methodology is on our editorial policy page.
How current are the rates and terms?
Each card displays the date its rates were last verified, with a link to the issuer's official terms. The oldest verification date in this hub is May 15, 2026.
Do you earn a commission?
Yes. Some links on this page pay us a commission when readers apply through them, which is disclosed at the top of every page. Commission does not change rank order or which cards are recommended.