Skip to content
CreditCardSignups.com

We're paid when you apply via some links. Details

Student

Best Student Credit Cards

Cards designed for undergraduates building a credit history. Lower credit limits, no annual fee, and rewards that beat what you would expect at this approval bar. Most graduate to a regular product after a few years, so the card you start with does not have to be the card you finish with.

2 cards reviewed Rates verified through October 6, 2026 Ranking methodology
Discover it Student Chrome card art

Built for students with no credit history, this card matches your entire first year of cash back and charges no annual fee, though the 2% category is capped at just $1,000 a quarter.

Welcome: No welcome bonus Fee: $0 Top: 2% gas stations & restaurants
Apply Now Read review
Rates October 6, 2026
Discover it Student Cash Back card art

The best student card in year one because of Cashback Match, and Discover now layers on a $100 statement credit after $300 in spending during the first 3 months.

Welcome: No welcome bonus Fee: $0 Top: 5% rotating 5% categories
See current offer Read review
Rates October 6, 2026
FAQ

Frequently asked questions

How are these cards ranked?
We order each hub by editorial rank weight first and use partner CPA as a tie-breaker for cards with similar weights. We disclose this on every hub. The full methodology is on our editorial policy page.
How current are the rates and terms?
Each card displays the date its rates were last verified, with a link to the issuer's official terms. The oldest verification date in this hub is October 6, 2026.
Do you earn a commission?
Yes. Some links on this page pay us a commission when readers apply through them, which is disclosed at the top of every page. Commission does not change rank order or which cards are recommended.