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Student

Best Student Credit Cards

Cards designed for undergraduates building a credit history. Lower credit limits, no annual fee, and rewards that beat what you would expect at this approval bar. Most graduate to a regular product after a few years, so the card you start with does not have to be the card you finish with.

1 cards reviewed Rates verified through May 15, 2026 Ranking methodology

Discover it Student Cash Back

4.4 / 5

The best student card year one because of the Cashback Match. After graduation, it converts to a regular Discover it.

Welcome: No welcome bonus Fee: $0 Top: 5% rotating 5% categories

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Full review Rates May 15, 2026

FAQ

Frequently asked questions

How are these cards ranked?

We order each hub by editorial rank weight first and use partner CPA as a tie-breaker for cards with similar weights. We disclose this on every hub. The full methodology is on our editorial policy page.

How current are the rates and terms?

Each card displays the date its rates were last verified, with a link to the issuer's official terms. The oldest verification date in this hub is May 15, 2026.

Do you earn a commission?

Yes. Some links on this page pay us a commission when readers apply through them, which is disclosed at the top of every page. Commission does not change rank order or which cards are recommended.