4.2 / 5
- Welcome
- 50,000 points
- Annual fee
- $0
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American Express · rewards
Blue Cash Everyday Card from American Express
4.2 / 5
Cash back · Personal card
Three percent back on groceries, gas, and online shopping covers most household budgets, and the $0 fee means there's no math to do before you sign up. The $6,000 annual cap on each category is the only real limit.
At a glance
- Welcome bonus
- $200 cash
- Spend $2,000 in 6 months
- Annual fee
- $0
- Purchase APR
- 19.49% to 28.49%
- Intro: 0% for 15 months
- FX fee
- 2.70%
- BT intro: 0% for 15 months
Editorial
Our take
Three percent back on groceries, gas, and online shopping covers most household budgets, and the $0 fee means there's no math to do before you sign up. The $6,000 annual cap on each category is the only real limit.
Verdict
Pros & cons
Pros
- 3% cash back in three everyday categories with no annual fee
- 0% intro APR for 15 months on purchases and balance transfers
- Disney Bundle credit worth up to $84 a year
Cons
- 3% categories cap at $6,000/yr each, then drop to 1%
- 2.7% foreign transaction fee makes this a poor card for travel abroad
- No lounge access or travel-specific perks
Earnings
Earn rates
| Category | Rate | Notes |
|---|---|---|
| US supermarkets | 3% | 3% at U.S. supermarkets on up to $6,000/yr in purchases, then 1%·cap $6,000 |
| US gas stations | 3% | 3% at U.S. gas stations on up to $6,000/yr in purchases, then 1%·cap $6,000 |
| US online retail | 3% | 3% on U.S. online retail purchases on up to $6,000/yr, then 1%·cap $6,000 |
| All other purchases | 1% |
Benefits
Key benefits
3% Cash Back in Three Categories
Earn 3% at U.S. supermarkets, U.S. gas stations, and U.S. online retail, each up to $6,000 per year.
No Annual Fee
This card carries a $0 annual fee, so rewards are pure profit.
0% Intro APR
0% intro APR on purchases and balance transfers for 15 months from account opening.
Disney Bundle Credit
Up to $7 back per month ($84 per year) toward a Disney Bundle (Disney+, Hulu, ESPN+) subscription.
Fit
Who this is best for
- Grocery and gas spenders
- No-annual-fee seekers
- Households with steady online shopping
FAQ
Frequently asked questions
What is the Blue Cash Everyday welcome bonus?
Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership.
Does the Blue Cash Everyday charge an annual fee?
No. The Blue Cash Everyday has a $0 annual fee.
Does the Blue Cash Everyday have a foreign transaction fee?
Yes. The Blue Cash Everyday charges a 2.70% foreign transaction fee on purchases made outside the US.
Does the Blue Cash Everyday offer a 0% intro APR?
Yes. The card offers an intro APR of 0% for 15 months on purchases. The ongoing purchase APR is 19.49% to 28.49% variable.
Who is the Blue Cash Everyday best for?
Grocery and gas spenders. No-annual-fee seekers. Households with steady online shopping.
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Apply
Blue Cash Everyday Card from American Express
Spend $2,000 in 6 months
Rates accurate as of October 6, 2026. Issuer terms.