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Business Green Rewards Card from American Express card art
American Express · rewards

Business Green Rewards Card from American Express

3.8 / 5
Membership Rewards · Business card

This is the budget entry point into Amex Membership Rewards for a business. Earning is thin outside the Amex Travel portal, but the low fee and flexible points make it a reasonable starter card.

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At a glance

Welcome bonus
15,000 points
Spend $3,000 in 3 months
Annual fee
$95 (waived first year)
Waived first year
Purchase APR
17.74% to 28.49%
No intro APR
FX fee
2.70%
Editorial

Our take

This is the budget entry point into Amex Membership Rewards for a business. Earning is thin outside the Amex Travel portal, but the low fee and flexible points make it a reasonable starter card.

Verdict

Pros & cons

Pros

  • Low $95 fee, waived the first year
  • Points transfer to Amex's full airline and hotel partner list
  • No preset spending limit

Cons

  • Only 1x on purchases outside the Amex Travel portal
  • 2.7% foreign transaction fee
  • Modest welcome bonus compared to other Amex business cards
Earnings

Earn rates

CategoryRateNotes
Travel via Amex Travel2x points2x only on purchases made at amextravel.com
All other purchases1x points
Benefits

Key benefits

Low-Cost Business Rewards

$0 the first year, then $95, making this one of the cheaper ways into Membership Rewards for a small business.

2x on Amex Travel

Earn 2x Membership Rewards points on purchases made through amextravel.com.

Flexible Points

Membership Rewards points transfer to 15+ airline and hotel partners.

Fit

Who this is best for

  • New business owners
  • Occasional Amex Travel bookers
  • Membership Rewards beginners
FAQ

Frequently asked questions

What is the Business Green Rewards welcome bonus?
Earn 15,000 Membership Rewards points after you spend $3,000 on purchases on your new Card in your first 3 months of Card Membership.
Does the Business Green Rewards charge an annual fee?
Yes. The annual fee is $95, waived for the first year.
Does the Business Green Rewards have a foreign transaction fee?
Yes. The Business Green Rewards charges a 2.70% foreign transaction fee on purchases made outside the US.
What APR does the Business Green Rewards charge?
The purchase APR is 17.74% to 28.49% variable.
Who is the Business Green Rewards best for?
New business owners. Occasional Amex Travel bookers. Membership Rewards beginners.
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Business Green Rewards Card from American Express

Spend $3,000 in 3 months
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Rates accurate as of October 6, 2026. Issuer terms.