4.2 / 5
- Welcome
- 50,000 points
- Annual fee
- $0
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American Express · rewards
Delta SkyMiles Gold Business American Express Card
3.9 / 5
Delta SkyMiles · Business card
Free checked bags for up to 8 travelers on one reservation is the reason to carry this card if you fly Delta with a team. The $150 fee after the first year is easy to justify with one round trip's worth of bag fees.
At a glance
- Welcome bonus
- 90,000 miles
- Spend $6,000 in 6 months
- Annual fee
- $150 (waived first year)
- Waived first year
- Purchase APR
- 19.49% to 28.49%
- No intro APR
- FX fee
- None
Editorial
Our take
Free checked bags for up to 8 travelers on one reservation is the reason to carry this card if you fly Delta with a team. The $150 fee after the first year is easy to justify with one round trip's worth of bag fees.
Verdict
Pros & cons
Pros
- First and second checked bags free on Delta
- 2x miles on Delta, dining, U.S. shipping and advertising
- No foreign transaction fees
Cons
- No lounge access or companion certificate
- Standard 1x earning outside bonus categories
- $150 fee after the first year
Earnings
Earn rates
| Category | Rate | Notes |
|---|---|---|
| Delta purchases | 2x miles | |
| US restaurants | 2x miles | |
| US shipping | 2x miles | Eligible U.S. shipping purchases |
| US advertising purchases | 2x miles | Eligible U.S. advertising purchases |
| All other purchases | 1x miles |
Benefits
Key benefits
Two Free Checked Bags
First checked bag free for you and up to 8 companions on the same Delta reservation, plus a second free checked bag on domestic Delta flights added in the June 2026 rollout.
TakeOff 15
15% off award flights booked with SkyMiles through Delta.
Delta Stays Credit
Up to $150 in statement credits per year on Delta Stays hotel bookings.
Priority Boarding
Main Cabin 1 priority boarding on Delta flights.
Fit
Who this is best for
- Small businesses that fly Delta as a group
- Frequent Delta flyers
- Bag-fee avoiders
FAQ
Frequently asked questions
What is the Delta Gold Business welcome bonus?
Earn 90,000 bonus miles after you spend $6,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 2026-11-04.
Does the Delta Gold Business charge an annual fee?
Yes. The annual fee is $150, waived for the first year.
Does the Delta Gold Business have a foreign transaction fee?
No. The Delta Gold Business charges no foreign transaction fee, so it works well for international purchases.
What APR does the Delta Gold Business charge?
The purchase APR is 19.49% to 28.49% variable.
Who is the Delta Gold Business best for?
Small businesses that fly Delta as a group. Frequent Delta flyers. Bag-fee avoiders.
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Apply
Delta SkyMiles Gold Business American Express Card
Spend $6,000 in 6 months
Rates accurate as of October 6, 2026. Issuer terms.