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Delta SkyMiles Platinum American Express Card card art
American Express · delta

Delta SkyMiles Platinum American Express Card

4.2 / 5
Delta SkyMiles · Personal card

Buy it for the companion certificate. A couple flying Delta once a year domestically usually clears the $350 fee on that benefit alone.

Compare featured offers Read issuer terms

At a glance

Issuer terms
Welcome bonus
100,000 miles
Spend $6,000 in 6 months
Annual fee
$350
Year-one and ongoing
Purchase APR
See terms
No intro APR
FX fee
None
Rates accurate as of
Editorial

Our take

Buy it for the companion certificate. A couple flying Delta once a year domestically usually clears the $350 fee on that benefit alone.

Verdict

Pros & cons

Pros

  • Companion certificate on every renewal
  • Two free checked bags
  • $2,500 MQD Headstart toward status
  • Monthly Resy and rideshare credits

Cons

  • $350 fee before the certificate kicks in at renewal
  • SkyMiles are revenue-priced
  • No lounge access since 2024
Earnings

Earn rates

CategoryRateNotes
Delta purchases3x miles
Hotels direct3x miles
Restaurants2x milesWorldwide, including US takeout and delivery.
US supermarkets2x miles
All other purchases1x miles
Benefits

Key benefits

Annual companion certificate

Round-trip Main Cabin companion fare on renewal, domestic plus select Caribbean and Central America. Usually worth more than the fee.

Two free checked bags

First and second bags free on Delta.

MQD Headstart

$2,500 MQD toward status each year plus 1 MQD per $20 spent.

Fit

Who this is best for

  • Couples who fly Delta yearly
  • Medallion status chasers using MQD Headstart
FAQ

Frequently asked questions

What is the Delta Platinum welcome bonus?
Earn 80,000 bonus miles after spending $4,000, plus 20,000 more after spending $6,000 total, all in the first 6 months. Offer ends July 15, 2026.
Does the Delta Platinum charge an annual fee?
Yes. The annual fee is $350 every year.
Does the Delta Platinum have a foreign transaction fee?
No. The Delta Platinum charges no foreign transaction fee, so it works well for international purchases.
What APR does the Delta Platinum charge?
The purchase APR is See terms variable.
Who is the Delta Platinum best for?
Couples who fly Delta yearly. Medallion status chasers using MQD Headstart.
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Delta SkyMiles Platinum American Express Card

Spend $6,000 in 6 months
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Rates accurate as of June 10, 2026. Issuer terms.