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Delta SkyMiles Platinum Business American Express Card card art
American Express · rewards

Delta SkyMiles Platinum Business American Express Card

4.1 / 5
Delta SkyMiles · Business card

The annual companion certificate alone can be worth more than the $350 fee if you regularly buy two Delta tickets for business travel. The MQD Headstart also puts you closer to Medallion status without flying more.

At a glance

Welcome bonus
100,000 miles
Spend $8,000 in 6 months
Annual fee
$350
Year-one and ongoing
Purchase APR
19.49% to 28.49%
No intro APR
FX fee
None
Rates accurate as of Issuer terms Offer expires November 4, 2026
Editorial

Our take

The annual companion certificate alone can be worth more than the $350 fee if you regularly buy two Delta tickets for business travel. The MQD Headstart also puts you closer to Medallion status without flying more.

Verdict

Pros & cons

Pros

  • Annual companion certificate worth hundreds of dollars
  • $2,500 MQD Headstart plus $1 MQD per $20 spent
  • Two free checked bags and Zone 5 priority boarding

Cons

  • No lounge access, unlike the personal Reserve card
  • $350 annual fee with no first-year waiver
  • Companion certificate carries $22-$250 in taxes and fees
Earnings

Earn rates

CategoryRateNotes
Delta purchases3x miles
Hotels booked direct3x milesHotels booked directly with the hotel
Transit & large purchases1.5x milesEligible transit, U.S. shipping, and single purchases of $5,000 or more
All other purchases1x miles
Benefits

Key benefits

Companion Certificate

One companion certificate each year after renewal (Main Cabin domestic/Caribbean/Central America). Government taxes and fees of $22 to $250 apply.

MQD Boost

$2,500 Medallion Qualification Dollars per Medallion Qualification Year, plus $1 MQD for every $20 spent.

Two Free Checked Bags

First and second checked bags free on Delta flights.

Zone 5 Priority Boarding

Board early with Zone 5 priority boarding on Delta flights.

Fit

Who this is best for

  • Businesses that book Delta flights for two travelers
  • Medallion status chasers
  • Frequent Delta business flyers
FAQ

Frequently asked questions

What is the Delta Platinum Business welcome bonus?
Earn 100,000 bonus miles after you spend $8,000 in purchases on your new Card in your first 6 months of Card Membership.
Does the Delta Platinum Business charge an annual fee?
Yes. The annual fee is $350 every year.
Does the Delta Platinum Business have a foreign transaction fee?
No. The Delta Platinum Business charges no foreign transaction fee, so it works well for international purchases.
What APR does the Delta Platinum Business charge?
The purchase APR is 19.49% to 28.49% variable.
Who is the Delta Platinum Business best for?
Businesses that book Delta flights for two travelers. Medallion status chasers. Frequent Delta business flyers.
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Delta SkyMiles Platinum Business American Express Card

Spend $8,000 in 6 months

Rates accurate as of October 6, 2026. Issuer terms.