Hilton Honors American Express Aspire Card
American Express
4.6 / 5
American Express
Hilton Aspire
- Welcome
- 200,000 points
- Annual fee
- $550
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American Express · hilton
Hilton Honors American Express Card
4.0 / 5
Hilton Honors points · Personal card
Big numbers, cheap points. 7x on Hilton stays is an effective 2.5% back, fine for a no-fee card but a step behind the Surpass for anyone spending $15 a night more.
At a glance
- Welcome bonus
- 70,000 points
- Spend $2,000 in 6 months
- Annual fee
- $0
- Purchase APR
- 19.49% to 28.49%
- No intro APR
- FX fee
- None
Editorial
Our take
Big numbers, cheap points. 7x on Hilton stays is an effective 2.5% back, fine for a no-fee card but a step behind the Surpass for anyone spending $15 a night more.
Verdict
Pros & cons
Pros
- No annual fee
- 5x on US restaurants, supermarkets, and gas
- Six-figure welcome bonuses are routine
Cons
- Hilton points are worth about 0.35 cents
- No free night certificate
- Minimal protections
Earnings
Earn rates
| Category | Rate | Notes |
|---|---|---|
| Hilton stays | 7x points | Hilton portfolio hotels and resorts. |
| Restaurants | 5x points | US restaurants. |
| US supermarkets | 5x points | |
| Gas stations | 5x points | US gas stations. |
| All other purchases | 3x points |
Benefits
Key benefits
Silver status free
Automatic Hilton Honors Silver, with Gold after $20,000 in calendar-year spend.
Fit
Who this is best for
- Occasional Hilton guests who want no fee
- Welcome bonus collectors
FAQ
Frequently asked questions
What is the Hilton Honors Card welcome bonus?
Earn 70,000 Hilton Honors points plus a Free Night Reward after spending $2,000 in the first 6 months. No annual fee.
Does the Hilton Honors Card charge an annual fee?
No. The Hilton Honors Card has a $0 annual fee.
Does the Hilton Honors Card have a foreign transaction fee?
No. The Hilton Honors Card charges no foreign transaction fee, so it works well for international purchases.
What APR does the Hilton Honors Card charge?
The purchase APR is 19.49% to 28.49% variable.
Who is the Hilton Honors Card best for?
Occasional Hilton guests who want no fee. Welcome bonus collectors.
Similar
Related cards
Hilton Honors American Express Surpass Card
American Express
4.2 / 5
- Welcome
- 130,000 points
- Annual fee
- $150
4.0 / 5
- Welcome
- 125,000 points
- Annual fee
- $0
Apply
Hilton Honors American Express Card
Spend $2,000 in 6 months
Rates accurate as of October 6, 2026. Issuer terms.