4.2 / 5
- Welcome
- 50,000 points
- Annual fee
- $0
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American Express · rewards
Marriott Bonvoy Business American Express Card
4.1 / 5
Marriott Bonvoy points · Business card
The two-tier 125,000-point bonus plus an annual Free Night Award make the $125 fee easy to earn back in year one. Earning 4x across gas, wireless, shipping and dining beyond Marriott stays is unusually broad for a hotel co-brand card.
At a glance
- Welcome bonus
- 100,000 points
- Spend $8,000 in 6 months
- Annual fee
- $125
- Year-one and ongoing
- Purchase APR
- 19.49% to 28.49%
- No intro APR
- FX fee
- None
Editorial
Our take
The two-tier 125,000-point bonus plus an annual Free Night Award make the $125 fee easy to earn back in year one. Earning 4x across gas, wireless, shipping and dining beyond Marriott stays is unusually broad for a hotel co-brand card.
Verdict
Pros & cons
Pros
- Two-tier bonus up to 125,000 points
- 4x across four everyday business categories (dining, gas, wireless, shipping)
- Annual Free Night Award plus Gold Elite status and 15 Elite Night Credits
Cons
- $125 annual fee
- Full bonus requires $9,000 in combined spend across two tiers
- No airport lounge access or higher elite status
Earnings
Earn rates
| Category | Rate | Notes |
|---|---|---|
| Marriott Bonvoy purchases | 6x points | |
| Restaurants worldwide | 4x points | |
| US gas stations | 4x points | |
| US wireless telephone services | 4x points | |
| US shipping | 4x points | |
| All other purchases | 2x points |
Benefits
Key benefits
Annual Free Night Award
A Free Night Award (up to 35,000 points) each year after card renewal, plus a second Free Night Award (up to 35,000 points) after $60,000 in purchases in a cardmember year.
Gold Elite Status
Automatic Marriott Bonvoy Gold Elite status plus 15 Elite Night Credits toward higher tiers each year.
7% Room Rate Discount
7% off standard rates at participating Marriott Bonvoy hotels when booked directly.
Free Authorized Users
Add employee cards at no additional cost.
Fit
Who this is best for
- Small businesses that book Marriott for travel
- Teams needing employee cards
- Marriott loyalists running a business
FAQ
Frequently asked questions
What is the Marriott Bonvoy Business welcome bonus?
Earn 100,000 Marriott Bonvoy points plus a Free Night Award worth up to 50,000 points after spending $8,000 in the first 6 months.
Does the Marriott Bonvoy Business charge an annual fee?
Yes. The annual fee is $125 every year.
Does the Marriott Bonvoy Business have a foreign transaction fee?
No. The Marriott Bonvoy Business charges no foreign transaction fee, so it works well for international purchases.
What APR does the Marriott Bonvoy Business charge?
The purchase APR is 19.49% to 28.49% variable.
Who is the Marriott Bonvoy Business best for?
Small businesses that book Marriott for travel. Teams needing employee cards. Marriott loyalists running a business.
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Apply
Marriott Bonvoy Business American Express Card
Spend $8,000 in 6 months
Rates accurate as of October 6, 2026. Issuer terms.