4.2 / 5
- Welcome
- 50,000 points
- Annual fee
- $0
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Chase · rewards
Disney Premier Visa Card
3.7 / 5
Cash back · Personal card
The $49 fee buys real Disney perks, not flexible rewards. The up-to-$300 in bonus value covers years of the fee up front, but 1% back on everyday spending outside the bonus categories means this only pays off if you visit Disney parks or stream Disney+ regularly.
At a glance
- Welcome bonus
- $300 cash
- Spend $500 in 3 months
- Annual fee
- $49
- Year-one and ongoing
- Purchase APR
- 18.49% to 27.99%
- No intro APR
- FX fee
- 3%
Editorial
Our take
The $49 fee buys real Disney perks, not flexible rewards. The up-to-$300 in bonus value covers years of the fee up front, but 1% back on everyday spending outside the bonus categories means this only pays off if you visit Disney parks or stream Disney+ regularly.
Verdict
Pros & cons
Pros
- Up to $300 in combined bonus value with a low $500 spend requirement
- 5% back on Disney streaming and 2% on gas, groceries, and dining
- 10% off Disney Parks merchandise and select dining most days
Cons
- Cash back has no travel-transfer flexibility
- Only 1% back on most everyday spending outside bonus categories
- 3% foreign transaction fee makes it a poor choice abroad
Earnings
Earn rates
| Category | Rate | Notes |
|---|---|---|
| Disney streaming subscriptions | 5% | Disney+, Hulu, and ESPN+ purchased directly |
| Gas stations | 2% | |
| Groceries | 2% | |
| Dining | 2% | |
| Disney parks & shops | 2% | Disney U.S. parks, resorts, and stores |
| All other purchases | 1% |
Benefits
Key benefits
Disney Parks Savings
Get 10% off select merchandise at Disney Parks and DisneyStore.com plus 10% off select dining most days.
0% APR on Disney Vacation Packages
Get a 0% intro APR for 6 months on qualifying Disney vacation package purchases.
Complimentary DashPass
Get a complimentary 12-month DashPass membership for $0 delivery fees on eligible orders.
Instacart+ Membership
Get a complimentary 3-month Instacart+ membership with a $10 monthly Instacart credit through December 31, 2027.
Purchase & Travel Protection
Get purchase protection, extended warranty coverage, and baggage delay insurance.
Fit
Who this is best for
- Frequent Disney park visitors
- Disney+/Hulu/ESPN+ streamers
- Families who want park-specific perks over flexible points
FAQ
Frequently asked questions
What is the Disney Premier Visa welcome bonus?
$200 Disney Gift Card eGift upon approval plus a $100 statement credit after spending $500 in the first 3 months (up to $300 total value). This is not a points bonus.
Does the Disney Premier Visa charge an annual fee?
Yes. The annual fee is $49 every year.
Does the Disney Premier Visa have a foreign transaction fee?
Yes. The Disney Premier Visa charges a 3% foreign transaction fee on purchases made outside the US.
What APR does the Disney Premier Visa charge?
The purchase APR is 18.49% to 27.99% variable.
Who is the Disney Premier Visa best for?
Frequent Disney park visitors. Disney+/Hulu/ESPN+ streamers. Families who want park-specific perks over flexible points.
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Apply
Disney Premier Visa Card
Spend $500 in 3 months
Rates accurate as of October 6, 2026. Issuer terms.