4.4 / 5
- Welcome
- 180,000 points
- Annual fee
- $150
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Chase
IHG Premier Select
Chase · ihg
IHG One Rewards Premier Select Credit Card
4.2 / 5
IHG One Rewards points · Personal card
The top IHG card launched in October 2026 with a $350 fee that only works if you use the $300 in hotel dining vouchers and the $200 airline credit. Platinum Elite status and a 60,000-point anniversary night are the reasons to pick it over the $150 Premier.
At a glance
- Welcome bonus
- 200,000 points
- Spend $5,000 in 3 months
- Annual fee
- $350
- Year-one and ongoing
- Purchase APR
- 19.49% to 27.99%
- No intro APR
- FX fee
- None
Editorial
Our take
The top IHG card launched in October 2026 with a $350 fee that only works if you use the $300 in hotel dining vouchers and the $200 airline credit. Platinum Elite status and a 60,000-point anniversary night are the reasons to pick it over the $150 Premier.
Verdict
Pros & cons
Pros
- Anniversary night up to 60,000 points
- Platinum Elite status automatic
- $300 a year in IHG food and beverage vouchers
- 28x potential on IHG stays
Cons
- $350 annual fee
- Dining vouchers arrive as $75 a quarter and only work at IHG hotels
- IHG points worth about 0.55 cents each
Earnings
Earn rates
| Category | Rate | Notes |
|---|---|---|
| IHG stays | 12x points | Up to 28x total with member base earning and the Platinum Elite bonus. |
| Dining | 6x points | |
| All travel | 6x points | All other travel, including rideshare. |
| All other purchases | 3x points |
Benefits
Key benefits
Anniversary free night
Worth up to 60,000 points each cardmember year, with a second night after $40,000 in yearly spending.
Fourth award night free
On consecutive 4-night award stays, an effective 25% points discount.
Platinum Elite automatic
IHG One Rewards Platinum Elite status for as long as the card is open.
Fit
Who this is best for
- Frequent IHG guests who eat and drink at the hotel
- Travelers who want Platinum Elite status without earning it through stays
FAQ
Frequently asked questions
What is the IHG Premier Select welcome bonus?
Earn 200,000 bonus points after spending $5,000 in the first 3 months, plus 10,000 more points for adding an authorized user in that window.
Does the IHG Premier Select charge an annual fee?
Yes. The annual fee is $350 every year.
Does the IHG Premier Select have a foreign transaction fee?
No. The IHG Premier Select charges no foreign transaction fee, so it works well for international purchases.
What APR does the IHG Premier Select charge?
The purchase APR is 19.49% to 27.99% variable.
Who is the IHG Premier Select best for?
Frequent IHG guests who eat and drink at the hotel. Travelers who want Platinum Elite status without earning it through stays.
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Apply
IHG One Rewards Premier Select Credit Card
Spend $5,000 in 3 months
Rates accurate as of October 6, 2026. Issuer terms.