Chase Freedom Flex
chase
4.5 / 5
- Welcome
- $200 cash
- Annual fee
- $0
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Chase · amazon
Prime Visa
4.1 / 5
Cash back · Personal card
A no-fee card that pays 5% back on Amazon, Whole Foods and Chase Travel as long as you keep an eligible Prime membership. The 5% rate depends on paying for Prime, and everyday spending outside the bonus categories earns only 1%.
At a glance
- Welcome bonus
- $150 cash
- No spend requirement
- Annual fee
- $0
- Purchase APR
- 18.74% to 27.49%
- No intro APR
- FX fee
- None
Editorial
Our take
A no-fee card that pays 5% back on Amazon, Whole Foods and Chase Travel as long as you keep an eligible Prime membership. The 5% rate depends on paying for Prime, and everyday spending outside the bonus categories earns only 1%.
Verdict
Pros & cons
Pros
- 5% back at Amazon.com, Audible, Whole Foods and Chase Travel
- $150 Amazon Gift Card on approval with no spending requirement
- No annual fee and no foreign transaction fees
- $500,000 travel accident and $500 purchase protection
Cons
- The 5% rate requires an eligible Prime membership, which costs money separately
- Only 1% back outside the bonus categories
- Rewards are cash back, so there are no airline or hotel transfer options
Earnings
Earn rates
| Category | Rate | Notes |
|---|---|---|
| Amazon.com & Whole Foods (with Prime) | 5% | Amazon.com, Audible.com, Whole Foods Market and participating Amazon stores and sites, with an eligible Prime membership. Without Prime the rate is 3%. |
| Travel via Chase Travel | 5% | Booked through Chase Travel with an eligible Prime membership. 3% without Prime. Travel booked directly with airlines, hotels, car rental firms and cruise lines does not qualify. |
| Gas stations | 2% | |
| Restaurants | 2% | |
| Local transit & commuting | 2% | Includes rideshare. |
| All other purchases | 1% |
Benefits
Key benefits
5% back at Amazon and Whole Foods
Unlimited 5% back at Amazon.com, Audible.com, Whole Foods Market and participating Amazon sites while you hold an eligible Prime membership.
5% back on Chase Travel
Unlimited 5% back on flights, hotels and other bookings made through Chase Travel with an eligible Prime membership.
Redeem at Amazon checkout
Rewards appear at Amazon.com checkout as soon as the next day and can pay for part or all of an order, with no minimum balance. Points can also be redeemed for cash back, gift cards and travel at chase.com.
Prime Card Bonus offers
Eligible Prime cardmembers earn 10% back or more on a rotating, limited-time selection of items and categories on Amazon.com.
No annual fee and no foreign transaction fees
The card carries no annual membership fee and charges nothing extra on purchases made outside the United States.
Fit
Who this is best for
- Heavy Amazon shoppers
- Whole Foods regulars
- Prime members who want a no-fee everyday card
FAQ
Frequently asked questions
What is the Prime Visa welcome bonus?
Prime members, get a $150 Amazon Gift Card instantly loaded into your Amazon account's Gift Card Balance on approval of your credit card application.
Does the Prime Visa charge an annual fee?
No. The Prime Visa has a $0 annual fee.
Does the Prime Visa have a foreign transaction fee?
No. The Prime Visa charges no foreign transaction fee, so it works well for international purchases.
What APR does the Prime Visa charge?
The purchase APR is 18.74% to 27.49% variable.
Who is the Prime Visa best for?
Heavy Amazon shoppers. Whole Foods regulars. Prime members who want a no-fee everyday card.
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chase
3.2 / 5
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- $50 cash
- Annual fee
- $0
4.2 / 5
- Welcome
- 20,000 points
- Annual fee
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