United Club Card
chase
4.1 / 5
- Welcome
- 80,000 miles
- Annual fee
- $695
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Chase · united
United Quest Card
4.3 / 5
United MileagePlus miles · Personal card
The sweet spot of the United lineup for anyone flying United monthly. The $200 credit and two free bags do the heavy lifting against the $350 fee.
At a glance
Issuer terms- Welcome bonus
- 60,000 miles
- Spend $4,000 in 3 months
- Annual fee
- $350
- Year-one and ongoing
- Purchase APR
- See terms
- No intro APR
- FX fee
- None
Editorial
Our take
The sweet spot of the United lineup for anyone flying United monthly. The $200 credit and two free bags do the heavy lifting against the $350 fee.
Verdict
Pros & cons
Pros
- $200 annual United credit
- Two free checked bags for two people
- 4x on United purchases
- Primary rental coverage
Cons
- $350 fee requires using the credits
- Credits skew toward United ecosystem spending
- No lounge access beyond discounted passes
Earnings
Earn rates
| Category | Rate | Notes |
|---|---|---|
| United purchases | 4x miles | |
| Prepaid hotels via issuer portal | 5x miles | Renowned Hotels and Resorts prepaid stays. |
| All other travel | 2x miles | Other travel. |
| Dining | 2x miles | |
| Streaming | 2x miles | Select streaming. |
| All other purchases | 1x miles |
Benefits
Key benefits
$200 United travel credit
Automatic each anniversary year, which brings the effective fee to $150 for United flyers.
Two free checked bags
First and second bags free for you and a companion.
10,000-mile award discount
Annually, plus another after $20,000 in spend, and real PQP earning toward status.
Fit
Who this is best for
- Regular United flyers who check bags
- Status chasers who want PQP from card spend
FAQ
Frequently asked questions
What is the United Quest welcome bonus?
Earn 60,000 bonus miles plus 500 Premier qualifying points after spending $4,000 on purchases in the first 3 months.
Does the United Quest charge an annual fee?
Yes. The annual fee is $350 every year.
Does the United Quest have a foreign transaction fee?
No. The United Quest charges no foreign transaction fee, so it works well for international purchases.
What APR does the United Quest charge?
The purchase APR is See terms variable.
Who is the United Quest best for?
Regular United flyers who check bags. Status chasers who want PQP from card spend.
Similar
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