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Wells Fargo Autograph Card card art
Wells Fargo · autograph

Wells Fargo Autograph Card

4.4 / 5
Wells Fargo Rewards points · Personal card

The best no-fee travel earner. 3x on six categories covers most of a trip and most of a normal month. Points pool with the Autograph Journey for transfers.

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At a glance

Issuer terms
Welcome bonus
20,000 points
Spend $1,000 in 3 months
Annual fee
$0
Purchase APR
See terms
No intro APR
FX fee
None
Rates accurate as of
Editorial

Our take

The best no-fee travel earner. 3x on six categories covers most of a trip and most of a normal month. Points pool with the Autograph Journey for transfers.

Verdict

Pros & cons

Pros

  • 3x on travel, dining, gas, transit, streaming, and phone plans
  • No annual fee, no foreign transaction fee
  • Cell phone protection

Cons

  • No trip protections
  • Transfers require pairing with the Journey
  • Hotels and flights earn the same 3x as everything else here
Earnings

Earn rates

CategoryRateNotes
All travel3x points
Dining3x points
Gas stations3x points
Transit & commuting3x points
Streaming3x pointsPopular streaming services.
Phone plans3x points
All other purchases1x points
Benefits

Key benefits

3x across six categories, no fee

Travel, dining, gas, transit, streaming, and phone plans. TPG named it 2026 no-annual-fee card of the year.

Cell phone protection

Up to $600 per claim when you pay your phone bill with the card.

Fit

Who this is best for

  • No-fee travelers
  • Commuters with gas, transit, and phone spend
FAQ

Frequently asked questions

What is the Autograph welcome bonus?
Earn 20,000 bonus points after spending $1,000 in purchases in the first 3 months.
Does the Autograph charge an annual fee?
No. The Autograph has a $0 annual fee.
Does the Autograph have a foreign transaction fee?
No. The Autograph charges no foreign transaction fee, so it works well for international purchases.
What APR does the Autograph charge?
The purchase APR is See terms variable.
Who is the Autograph best for?
No-fee travelers. Commuters with gas, transit, and phone spend.
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Wells Fargo Autograph Card

Spend $1,000 in 3 months
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Rates accurate as of June 10, 2026. Issuer terms.