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Wells Fargo Signify Business Cash Card card art
Wells Fargo · rewards

Wells Fargo Signify Business Cash Card

4.3 / 5
Cash back · Business card

Signify Business Cash pairs flat 2% back on every purchase with a $0 annual fee, a rare combination for a business card. The $500 bonus and Priority Pass Select access make it a strong pick if you want simplicity over bonus categories.

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At a glance

Welcome bonus
$500 cash
Spend $5,000 in 3 months
Annual fee
$0
Purchase APR
16.99% to 24.99%
Intro: 0% for 12 months
FX fee
None
Editorial

Our take

Signify Business Cash pairs flat 2% back on every purchase with a $0 annual fee, a rare combination for a business card. The $500 bonus and Priority Pass Select access make it a strong pick if you want simplicity over bonus categories.

Verdict

Pros & cons

Pros

  • Unlimited 2% cash back, no categories or caps
  • $0 annual fee
  • 0% intro APR for 12 months on purchases

Cons

  • Priority Pass Select is pay-as-you-go ($35/visit), not free entry
  • Flat rate means no bonus categories for above-2% spend
  • Business-only, not usable for personal purchases
Earnings

Earn rates

CategoryRateNotes
All other purchases2%Unlimited 2% cash back on every business purchase, no categories or caps.
Benefits

Key benefits

Priority Pass Select Membership

Get discounted $35 pay-as-you-go access to 1,300+ Priority Pass lounges worldwide.

$250,000 Travel Accident Insurance

Coverage for you and your family when you pay for travel with the card.

Baggage Delay Reimbursement

Up to $300 per 12-month period if your checked bags are delayed.

Primary Rental Car Coverage

Decline the rental company's collision coverage and use this as your primary protection.

Fit

Who this is best for

  • Small businesses wanting flat cash back
  • No annual fee
  • Occasional travelers who want discounted lounge access
FAQ

Frequently asked questions

What is the Signify Business Cash welcome bonus?
Earn a $500 cash rewards bonus after spending $5,000 on purchases in the first 3 months.
Does the Signify Business Cash charge an annual fee?
No. The Signify Business Cash has a $0 annual fee.
Does the Signify Business Cash have a foreign transaction fee?
No. The Signify Business Cash charges no foreign transaction fee, so it works well for international purchases.
Does the Signify Business Cash offer a 0% intro APR?
Yes. The card offers an intro APR of 0% for 12 months on purchases. The ongoing purchase APR is 16.99% to 24.99% variable.
Who is the Signify Business Cash best for?
Small businesses wanting flat cash back. No annual fee. Occasional travelers who want discounted lounge access.
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Wells Fargo Signify Business Cash Card

Spend $5,000 in 3 months
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Rates accurate as of October 6, 2026. Issuer terms.