4.5 / 5
- Welcome
- 50,000 points
- Annual fee
- $95
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Wells Fargo · rewards
Wells Fargo Signify Business Cash Card
4.5 / 5
Cash back · Personal card
A solid card with great rewards.
At a glance
Issuer terms- Welcome bonus
- 50,000 points
- Spend $4,000 in 3 months
- Annual fee
- $95
- Year-one and ongoing
- Purchase APR
- 21.49% to 28.49%
- No intro APR
- FX fee
- None
Editorial
Our take
A solid card with great rewards.
Verdict
Pros & cons
Pros
- Valuable welcome bonus
- Flexible redemption options
Cons
- Annual fee
- Requires excellent credit
Earnings
Earn rates
| Category | Rate | Notes |
|---|---|---|
| All travel | 2x points | On travel purchases |
| All other purchases | 1x points |
Benefits
Key benefits
Travel Credit
$50 Annual Hotel Credit
Fit
Who this is best for
- Travelers
- Dining enthusiasts
FAQ
Frequently asked questions
What is the Wells Fargo Signify welcome bonus?
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Does the Wells Fargo Signify charge an annual fee?
Yes. The annual fee is $95 every year.
Does the Wells Fargo Signify have a foreign transaction fee?
No. The Wells Fargo Signify charges no foreign transaction fee, so it works well for international purchases.
What APR does the Wells Fargo Signify charge?
The purchase APR is 21.49% to 28.49% variable.
Who is the Wells Fargo Signify best for?
Travelers. Dining enthusiasts.
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Apply
Wells Fargo Signify Business Cash Card
Spend $4,000 in 3 months
Rates accurate as of May 15, 2026. Issuer terms.