Wells Fargo Autograph Card
wells fargo
4.4 / 5
- Welcome
- 20,000 points
- Annual fee
- $0
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Bank of America · travel rewards
Bank of America Travel Rewards Credit Card
3.9 / 5
Bank of America points · Personal card
A simple no-fee travel card that gets genuinely good at Platinum Honors, where it earns an effective 2.625% against any travel purchase.
At a glance
- Welcome bonus
- 25,000 points
- Spend $1,000 in 3 months
- Annual fee
- $0
- Purchase APR
- 17.74% to 27.74%
- Intro: 0% for 15 months
- FX fee
- None
- BT intro: 0% for 15 months
Editorial
Our take
A simple no-fee travel card that gets genuinely good at Platinum Honors, where it earns an effective 2.625% against any travel purchase.
Verdict
Pros & cons
Pros
- No annual fee or foreign transaction fee
- Up to 2.625x effective with Preferred Rewards
- Redeems against any travel purchase
Cons
- 1.5x base rate is unremarkable
- No protections or perks
Earnings
Earn rates
| Category | Rate | Notes |
|---|---|---|
| Travel via BofA Travel Center | 3x points | Travel booked through the Bank of America Travel Center. |
| All other purchases | 1.5x points | Preferred Rewards members earn 25% to 75% more. |
Benefits
Key benefits
No-fee, no-FX simplicity
Points apply as statement credits against any travel or dining purchase at 1 cent each.
Fit
Who this is best for
- Preferred Rewards members who want no fee
- Students of the BofA ecosystem
FAQ
Frequently asked questions
What is the Travel Rewards welcome bonus?
Earn 25,000 online bonus points after making at least $1,000 in purchases in the first 90 days of account opening.
Does the Travel Rewards charge an annual fee?
No. The Travel Rewards has a $0 annual fee.
Does the Travel Rewards have a foreign transaction fee?
No. The Travel Rewards charges no foreign transaction fee, so it works well for international purchases.
Does the Travel Rewards offer a 0% intro APR?
Yes. The card offers an intro APR of 0% for 15 months on purchases. The ongoing purchase APR is 17.74% to 27.74% variable.
Who is the Travel Rewards best for?
Preferred Rewards members who want no fee. Students of the BofA ecosystem.
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Apply
Bank of America Travel Rewards Credit Card
Spend $1,000 in 3 months
Rates accurate as of October 6, 2026. Issuer terms.