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Bank of America Travel Rewards Credit Card card art
Bank of America · travel rewards

Bank of America Travel Rewards Credit Card

3.9 / 5
Bank of America points · Personal card

A simple no-fee travel card that gets genuinely good at Platinum Honors, where it earns an effective 2.625% against any travel purchase.

Compare featured offers Read issuer terms

At a glance

Issuer terms
Welcome bonus
25,000 points
Spend $1,000 in 3 months
Annual fee
$0
Purchase APR
See terms
No intro APR
FX fee
None
Rates accurate as of
Editorial

Our take

A simple no-fee travel card that gets genuinely good at Platinum Honors, where it earns an effective 2.625% against any travel purchase.

Verdict

Pros & cons

Pros

  • No annual fee or foreign transaction fee
  • Up to 2.625x effective with Preferred Rewards
  • Redeems against any travel purchase

Cons

  • 1.5x base rate is unremarkable
  • No protections or perks
Earnings

Earn rates

CategoryRateNotes
All purchases1.5x pointsPreferred Rewards members earn 25% to 75% more.
Benefits

Key benefits

No-fee, no-FX simplicity

Points apply as statement credits against any travel or dining purchase at 1 cent each.

Fit

Who this is best for

  • Preferred Rewards members who want no fee
  • Students of the BofA ecosystem
FAQ

Frequently asked questions

What is the Travel Rewards welcome bonus?
Earn 25,000 online bonus points after making at least $1,000 in purchases in the first 90 days of account opening.
Does the Travel Rewards charge an annual fee?
No. The Travel Rewards has a $0 annual fee.
Does the Travel Rewards have a foreign transaction fee?
No. The Travel Rewards charges no foreign transaction fee, so it works well for international purchases.
What APR does the Travel Rewards charge?
The purchase APR is See terms variable.
Who is the Travel Rewards best for?
Preferred Rewards members who want no fee. Students of the BofA ecosystem.
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Bank of America Travel Rewards Credit Card

Spend $1,000 in 3 months
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Rates accurate as of June 10, 2026. Issuer terms.