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Capital One Quicksilver Cash Rewards Credit Card card art
Capital One · quicksilver

Capital One Quicksilver Cash Rewards Credit Card

4.3 / 5
Cash back · Personal card

A fine starter card. The 1.5% rate trails the 2% flat cards, but no foreign transaction fee makes it the better no-fee pick for travel abroad.

At a glance

Issuer terms
Welcome bonus
$200 cash
Spend $500 in 3 months
Annual fee
$0
Purchase APR
19.24% to 29.24%
Intro: 0% for 15 months
FX fee
None
BT intro: 0% for 15 months
Rates accurate as of
Editorial

Our take

A fine starter card. The 1.5% rate trails the 2% flat cards, but no foreign transaction fee makes it the better no-fee pick for travel abroad.

Verdict

Pros & cons

Pros

  • No foreign transaction fee
  • 1.5% on everything with no caps
  • 5% on portal hotel bookings

Cons

  • 2% flat cards beat it at home
  • Minimal travel protections
Earnings

Earn rates

CategoryRateNotes
All purchases1.5%Unlimited 1.5% cash back on every purchase.
Hotels & rentals via Capital One Travel5%Hotels and rental cars booked through Capital One Travel.
Benefits

Key benefits

No foreign transaction fee

Unusual for a no-fee cash back card, which makes it a workable travel backup.

Fit

Who this is best for

  • First rewards card
  • No-fee international spending
FAQ

Frequently asked questions

What is the Quicksilver welcome bonus?
Earn a one-time $200 cash bonus after spending $500 on purchases within 3 months from account opening.
Does the Quicksilver charge an annual fee?
No. The Quicksilver has a $0 annual fee.
Does the Quicksilver have a foreign transaction fee?
No. The Quicksilver charges no foreign transaction fee, so it works well for international purchases.
Does the Quicksilver offer a 0% intro APR?
Yes. The card offers an intro APR of 0% for 15 months on purchases. The ongoing purchase APR is 19.24% to 29.24% variable.
Who is the Quicksilver best for?
First rewards card. No-fee international spending.
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Capital One Quicksilver Cash Rewards Credit Card

Spend $500 in 3 months

Rates accurate as of June 10, 2026. Issuer terms.