4.1 / 5
- Welcome
- 125,000 miles
- Annual fee
- $695
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Citi · aadvantage
Citi AAdvantage Platinum Select World Elite Mastercard
4.1 / 5
American AAdvantage miles · Personal card
AAdvantage miles are the most valuable airline currency right now, and this is the cheapest way to earn them plus a bag benefit. Citi stripped travel protections years ago, so cover trips elsewhere.
At a glance
- Welcome bonus
- 80,000 miles
- Spend $3,500 in 4 months
- Annual fee
- $99 (waived first year)
- Waived first year
- Purchase APR
- 19.74% to 29.74%
- No intro APR
- FX fee
- None
Editorial
Our take
AAdvantage miles are the most valuable airline currency right now, and this is the cheapest way to earn them plus a bag benefit. Citi stripped travel protections years ago, so cover trips elsewhere.
Verdict
Pros & cons
Pros
- First checked bag free for up to 5 people
- AAdvantage miles worth about 1.6 cents each
- First year fee waived
- Loyalty Points on all spend
Cons
- Almost no travel protections
- Narrow 2x categories
- Preferred boarding, not priority
Earnings
Earn rates
| Category | Rate | Notes |
|---|---|---|
| American Airlines purchases | 2x miles | |
| Dining | 2x miles | |
| Gas stations | 2x miles | |
| All other purchases | 1x miles |
Benefits
Key benefits
Free first checked bag
On AA domestic itineraries for you and up to 4 companions.
Loyalty Points on every dollar
Card spend counts toward AA status, one of the few programs where that path works.
$125 flight discount
After $20,000 in spend in a cardmember year and renewal.
Fit
Who this is best for
- American Airlines flyers who check bags
- Status chasers earning Loyalty Points from spend
FAQ
Frequently asked questions
What is the AAdvantage Platinum Select welcome bonus?
Earn 80,000 bonus miles after spending $3,500 in the first 4 months. The $99 annual fee is waived the first year.
Does the AAdvantage Platinum Select charge an annual fee?
Yes. The annual fee is $99, waived for the first year.
Does the AAdvantage Platinum Select have a foreign transaction fee?
No. The AAdvantage Platinum Select charges no foreign transaction fee, so it works well for international purchases.
What APR does the AAdvantage Platinum Select charge?
The purchase APR is 19.74% to 29.74% variable.
Who is the AAdvantage Platinum Select best for?
American Airlines flyers who check bags. Status chasers earning Loyalty Points from spend.
Similar
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- Annual fee
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4.3 / 5
- Welcome
- 70,000 points
- Annual fee
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Apply
Citi AAdvantage Platinum Select World Elite Mastercard
Spend $3,500 in 4 months
Rates accurate as of October 6, 2026. Issuer terms.