- Welcome
- 80,000 miles
- Annual fee
- $99 (waived first year)
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Citi · aadvantage
American Airlines AAdvantage MileUp Card
3.4 / 5
American AAdvantage miles · Personal card
The entry AAdvantage card: no annual fee, 2 miles per dollar at grocery stores and on American Airlines purchases, and Loyalty Points that count toward status. It has no free checked bag and charges a 3% foreign transaction fee, so it is a supplement rather than a primary travel card.
At a glance
- Welcome bonus
- 15,000 miles
- Spend $500 in 3 months
- Annual fee
- $0
- Purchase APR
- 19.74% to 29.74%
- No intro APR
- FX fee
- 3%
Editorial
Our take
The entry AAdvantage card: no annual fee, 2 miles per dollar at grocery stores and on American Airlines purchases, and Loyalty Points that count toward status. It has no free checked bag and charges a 3% foreign transaction fee, so it is a supplement rather than a primary travel card.
Verdict
Pros & cons
Pros
- No annual fee and no authorized user fee
- 2 miles per dollar at grocery stores, including delivery services
- Every purchase mile also earns a Loyalty Point toward AAdvantage status
Cons
- 3% foreign transaction fee
- No free checked bag or preferred boarding
- AAdvantage miles cannot be transferred to other loyalty programs
Earnings
Earn rates
| Category | Rate | Notes |
|---|---|---|
| American Airlines purchases | 2x miles | Eligible American Airlines purchases. |
| Groceries | 2x miles | Grocery stores, including grocery delivery services. |
| All other purchases | 1x miles |
Benefits
Key benefits
No annual fee
Citi charges no annual fee and no authorized user fee on this card.
Loyalty Points toward status
Earn 1 Loyalty Point for every 1 eligible AAdvantage mile earned from purchases, which counts toward AAdvantage elite status.
Inflight savings
25% savings on inflight food and beverage purchases when you use the card on American Airlines flights.
Authorized user earning
Purchases made on authorized user cards earn AAdvantage miles on the same account.
Fit
Who this is best for
- New AAdvantage members who do not want an annual fee
- Grocery spenders who redeem for American Airlines flights
- People chasing AAdvantage Loyalty Points cheaply
FAQ
Frequently asked questions
What is the Citi AAdvantage MileUp welcome bonus?
Earn 15,000 bonus miles plus a $100 statement credit after spending $500 in the first 3 months.
Does the Citi AAdvantage MileUp charge an annual fee?
No. The Citi AAdvantage MileUp has a $0 annual fee.
Does the Citi AAdvantage MileUp have a foreign transaction fee?
Yes. The Citi AAdvantage MileUp charges a 3% foreign transaction fee on purchases made outside the US.
What APR does the Citi AAdvantage MileUp charge?
The purchase APR is 19.74% to 29.74% variable.
Who is the Citi AAdvantage MileUp best for?
New AAdvantage members who do not want an annual fee. Grocery spenders who redeem for American Airlines flights. People chasing AAdvantage Loyalty Points cheaply.
Similar
Related cards
4.1 / 5
- Welcome
- 125,000 miles
- Annual fee
- $695
4.2 / 5
- Welcome
- 20,000 points
- Annual fee
- $0
Apply
American Airlines AAdvantage MileUp Card
Spend $500 in 3 months
Rates accurate as of October 6, 2026. Issuer terms.