4.1 / 5
- Welcome
- 150,000 points
- Annual fee
- $95
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American Express · marriott
Marriott Bonvoy Brilliant American Express Card
4.4 / 5
Marriott Bonvoy points · Personal card
Automatic Platinum Elite is the headline. The 85,000-point night and dining credit cover the $650 fee if you stay at Marriott even a few times a year.
At a glance
- Welcome bonus
- 100,000 points
- Spend $6,000 in 6 months
- Annual fee
- $650
- Year-one and ongoing
- Purchase APR
- 20.99% to 29.99%
- No intro APR
- FX fee
- None
Editorial
Our take
Automatic Platinum Elite is the headline. The 85,000-point night and dining credit cover the $650 fee if you stay at Marriott even a few times a year.
Verdict
Pros & cons
Pros
- Automatic Platinum Elite status
- Annual free night worth up to 85,000 points
- $300 yearly dining credit
- Priority Pass lounge access
Cons
- $650 fee fronts the value
- Bonvoy points run cheap per point
- Monthly credit cadence takes attention
Earnings
Earn rates
| Category | Rate | Notes |
|---|---|---|
| Marriott stays | 6x points | |
| Dining | 3x points | Worldwide. |
| Flights direct | 3x points | Booked directly with airlines. |
| All other purchases | 2x points |
Benefits
Key benefits
Platinum Elite, automatic
Lounge access, breakfast, and upgrades at Marriott properties, plus 25 elite night credits a year.
85,000-point free night
Annual Free Night Award on renewal, enough for most Marriott properties.
$300 dining credit
$25 per month at restaurants worldwide.
Fit
Who this is best for
- Marriott loyalists who want Platinum without 50 nights
- Travelers who can use the monthly dining credit
- Annual award-night redeemers
FAQ
Frequently asked questions
What is the Bonvoy Brilliant welcome bonus?
Earn 100,000 Marriott Bonvoy points after spending $6,000 in the first 6 months.
Does the Bonvoy Brilliant charge an annual fee?
Yes. The annual fee is $650 every year.
Does the Bonvoy Brilliant have a foreign transaction fee?
No. The Bonvoy Brilliant charges no foreign transaction fee, so it works well for international purchases.
What APR does the Bonvoy Brilliant charge?
The purchase APR is 20.99% to 29.99% variable.
Who is the Bonvoy Brilliant best for?
Marriott loyalists who want Platinum without 50 nights. Travelers who can use the monthly dining credit. Annual award-night redeemers.
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Apply
Marriott Bonvoy Brilliant American Express Card
Spend $6,000 in 6 months
Rates accurate as of October 6, 2026. Issuer terms.