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Marriott Bonvoy Brilliant American Express Card card art
American Express · marriott

Marriott Bonvoy Brilliant American Express Card

4.4 / 5
Marriott Bonvoy points · Personal card

Automatic Platinum Elite is the headline. The 85,000-point night and dining credit cover the $650 fee if you stay at Marriott even a few times a year.

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At a glance

Issuer terms
Welcome bonus
150,000 points
Spend $8,000 in 6 months
Annual fee
$650
Year-one and ongoing
Purchase APR
20.99% to 29.99%
No intro APR
FX fee
None
Rates accurate as of
Editorial

Our take

Automatic Platinum Elite is the headline. The 85,000-point night and dining credit cover the $650 fee if you stay at Marriott even a few times a year.

Verdict

Pros & cons

Pros

  • Automatic Platinum Elite status
  • Annual free night worth up to 85,000 points
  • $300 yearly dining credit
  • Priority Pass lounge access

Cons

  • $650 fee fronts the value
  • Bonvoy points run cheap per point
  • Monthly credit cadence takes attention
Earnings

Earn rates

CategoryRateNotes
Marriott stays6x points
Dining3x pointsWorldwide.
Flights direct3x pointsBooked directly with airlines.
All other purchases2x points
Benefits

Key benefits

Platinum Elite, automatic

Lounge access, breakfast, and upgrades at Marriott properties, plus 25 elite night credits a year.

85,000-point free night

Annual Free Night Award on renewal, enough for most Marriott properties.

$300 dining credit

$25 per month at restaurants worldwide.

Fit

Who this is best for

  • Marriott loyalists who want Platinum without 50 nights
  • Travelers who can use the monthly dining credit
  • Annual award-night redeemers
FAQ

Frequently asked questions

What is the Bonvoy Brilliant welcome bonus?
Earn 100,000 bonus points after spending $6,000, plus 50,000 more after spending $8,000 total, all in the first 6 months.
Does the Bonvoy Brilliant charge an annual fee?
Yes. The annual fee is $650 every year.
Does the Bonvoy Brilliant have a foreign transaction fee?
No. The Bonvoy Brilliant charges no foreign transaction fee, so it works well for international purchases.
What APR does the Bonvoy Brilliant charge?
The purchase APR is 20.99% to 29.99% variable.
Who is the Bonvoy Brilliant best for?
Marriott loyalists who want Platinum without 50 nights. Travelers who can use the monthly dining credit. Annual award-night redeemers.
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Marriott Bonvoy Brilliant American Express Card

Spend $8,000 in 6 months
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Rates accurate as of June 10, 2026. Issuer terms.