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Marriott Bonvoy Bold Credit Card card art
Chase · marriott

Marriott Bonvoy Bold Credit Card

3.7 / 5
Marriott Bonvoy points · Personal card

A no-fee way into Bonvoy with surprisingly decent trip protections. No free night certificate means the Boundless is worth the $95 for anyone who stays at Marriott yearly.

At a glance

Welcome bonus
45,000 points
Spend $1,000 in 3 months
Annual fee
$0
Purchase APR
19.49% to 27.99%
No intro APR
FX fee
None
Editorial

Our take

A no-fee way into Bonvoy with surprisingly decent trip protections. No free night certificate means the Boundless is worth the $95 for anyone who stays at Marriott yearly.

Verdict

Pros & cons

Pros

  • No annual fee
  • Trip delay and baggage protections
  • Silver Elite status

Cons

  • No anniversary free night
  • Low earning on stays vs the Boundless
Earnings

Earn rates

CategoryRateNotes
Marriott stays3x pointsPlus member base earning on top.
Groceries2x points
Streaming2x pointsSelect streaming, internet, cable, and phone services.
All other purchases1x pointsRideshare and select food delivery earn 2x.
Benefits

Key benefits

Silver Elite plus 5 night credits

A no-fee head start on Marriott status.

Fit

Who this is best for

  • No-fee hotel card seekers
  • Bonvoy beginners
FAQ

Frequently asked questions

What is the Bonvoy Bold welcome bonus?
Earn 45,000 bonus points after spending $1,000 on eligible purchases in the first 3 months of account opening.
Does the Bonvoy Bold charge an annual fee?
No. The Bonvoy Bold has a $0 annual fee.
Does the Bonvoy Bold have a foreign transaction fee?
No. The Bonvoy Bold charges no foreign transaction fee, so it works well for international purchases.
What APR does the Bonvoy Bold charge?
The purchase APR is 19.49% to 27.99% variable.
Who is the Bonvoy Bold best for?
No-fee hotel card seekers. Bonvoy beginners.
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Marriott Bonvoy Bold Credit Card

Spend $1,000 in 3 months

Rates accurate as of October 6, 2026. Issuer terms.