Marriott Bonvoy Brilliant American Express Card
American Express
4.4 / 5
- Welcome
- 100,000 points
- Annual fee
- $650
Advertiser disclosure: we are paid when you apply through some links on this page. We're paid when you apply via some links. Details
Chase · marriott
Marriott Bonvoy Boundless Credit Card
4.1 / 5
Marriott Bonvoy points · Personal card
Worth holding for the anniversary night alone if you stay at Marriott once a year. Everyday earning is weak because Bonvoy points run cheap.
At a glance
- Welcome bonus
- 150,000 points
- Spend $3,000 in 3 months
- Annual fee
- $95
- Year-one and ongoing
- Purchase APR
- 19.49% to 27.99%
- No intro APR
- FX fee
- None
Editorial
Our take
Worth holding for the anniversary night alone if you stay at Marriott once a year. Everyday earning is weak because Bonvoy points run cheap.
Verdict
Pros & cons
Pros
- Anniversary free night up to 35,000 points
- 15 elite night credits each year
- No foreign transaction fee
Cons
- Bonvoy points are worth about 0.8 cents each
- 3x category is capped at $6,000 a year
- No rental car coverage to speak of
Earnings
Earn rates
| Category | Rate | Notes |
|---|---|---|
| Marriott stays | 6x points | Plus member base earning on top. |
| Gas, groceries & dining | 3x points | On the first $6,000 in combined purchases per year, then 2x.·cap $6,000 |
| All other purchases | 2x points |
Benefits
Key benefits
Anniversary free night
Up to 35,000 points every cardmember year, which usually beats the $95 fee on its own.
15 elite night credits
Per calendar year, plus one more per $5,000 spent. Silver Elite automatic, Gold at $35,000 spend.
Fit
Who this is best for
- Marriott loyalists who want an annual free night
- Elite-status chasers using the 15 night credits
- Occasional hotel guests
FAQ
Frequently asked questions
What is the Bonvoy Boundless welcome bonus?
Earn 3 Free Night Awards (each good for a night costing up to 50,000 points, a combined maximum value of 150,000 points) after spending $3,000 on purchases in the first 3 months, plus up to $100 in airline statement credits through June 30, 2027. The awards are free-night certificates, not points deposited into your account.
Does the Bonvoy Boundless charge an annual fee?
Yes. The annual fee is $95 every year.
Does the Bonvoy Boundless have a foreign transaction fee?
No. The Bonvoy Boundless charges no foreign transaction fee, so it works well for international purchases.
What APR does the Bonvoy Boundless charge?
The purchase APR is 19.49% to 27.99% variable.
Who is the Bonvoy Boundless best for?
Marriott loyalists who want an annual free night. Elite-status chasers using the 15 night credits. Occasional hotel guests.
Similar
Related cards
3.7 / 5
- Welcome
- 45,000 points
- Annual fee
- $0
American Express Gold Card
American Express
4.7 / 5
- Welcome
- 100,000 points
- Annual fee
- $325
Apply
Marriott Bonvoy Boundless Credit Card
Spend $3,000 in 3 months
Rates accurate as of October 6, 2026. Issuer terms.