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Marriott Bonvoy Boundless Credit Card card art
Chase · marriott

Marriott Bonvoy Boundless Credit Card

4.1 / 5
Marriott Bonvoy points · Personal card

Worth holding for the anniversary night alone if you stay at Marriott once a year. Everyday earning is weak because Bonvoy points run cheap.

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At a glance

Issuer terms
Welcome bonus
125,000 points
Spend $3,000 in 3 months
Annual fee
$95
Year-one and ongoing
Purchase APR
21.49% to 28.49%
No intro APR
FX fee
None
Rates accurate as of
Editorial

Our take

Worth holding for the anniversary night alone if you stay at Marriott once a year. Everyday earning is weak because Bonvoy points run cheap.

Verdict

Pros & cons

Pros

  • Anniversary free night up to 35,000 points
  • 15 elite night credits each year
  • No foreign transaction fee

Cons

  • Bonvoy points are worth about 0.8 cents each
  • 3x category is capped at $6,000 a year
  • No rental car coverage to speak of
Earnings

Earn rates

CategoryRateNotes
Marriott stays6x pointsPlus member base earning on top.
Gas, groceries & dining3x pointsOn the first $6,000 in combined purchases per year, then 2x.·cap $6,000
All other purchases2x points
Benefits

Key benefits

Anniversary free night

Up to 35,000 points every cardmember year, which usually beats the $95 fee on its own.

15 elite night credits

Per calendar year, plus one more per $5,000 spent. Silver Elite automatic, Gold at $35,000 spend.

Fit

Who this is best for

  • Marriott loyalists who want an annual free night
  • Elite-status chasers using the 15 night credits
  • Occasional hotel guests
FAQ

Frequently asked questions

What is the Bonvoy Boundless welcome bonus?
Earn 125,000 bonus points plus one Free Night Award (up to 50,000 points) after spending $3,000 on purchases in the first 3 months.
Does the Bonvoy Boundless charge an annual fee?
Yes. The annual fee is $95 every year.
Does the Bonvoy Boundless have a foreign transaction fee?
No. The Bonvoy Boundless charges no foreign transaction fee, so it works well for international purchases.
What APR does the Bonvoy Boundless charge?
The purchase APR is 21.49% to 28.49% variable.
Who is the Bonvoy Boundless best for?
Marriott loyalists who want an annual free night. Elite-status chasers using the 15 night credits. Occasional hotel guests.
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Marriott Bonvoy Boundless Credit Card

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Rates accurate as of June 10, 2026. Issuer terms.