Capital One Venture X Rewards Credit Card
capital one
4.7 / 5
- Welcome
- 75,000 miles
- Annual fee
- $395
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Capital One
Venture
Capital One · venture
Capital One Venture Rewards Credit Card
4.4 / 5
Capital One Miles · Personal card
The simplest real travel card. 2x on everything and the same transfer partners as Venture X at a quarter of the fee. Protections are the tradeoff.
At a glance
- Welcome bonus
- 75,000 miles
- Spend $4,000 in 3 months
- Annual fee
- $95
- Year-one and ongoing
- Purchase APR
- 19.49% to 28.49%
- No intro APR
- FX fee
- None
Editorial
Our take
The simplest real travel card. 2x on everything and the same transfer partners as Venture X at a quarter of the fee. Protections are the tradeoff.
Verdict
Pros & cons
Pros
- 2 miles per dollar on every purchase
- Same transfer partners as Venture X
- No foreign transaction fee
Cons
- Few travel protections
- No travel credit to offset the fee
- Portal rates require Capital One Travel
Earnings
Earn rates
| Category | Rate | Notes |
|---|---|---|
| Hotels & rentals via Capital One Travel | 5x miles | Hotels, vacation rentals, and rental cars booked through Capital One Travel. |
| Capital One Entertainment | 5x miles | Tickets and purchases through Capital One Entertainment. |
| All purchases | 2x miles | Every purchase, everywhere. |
Benefits
Key benefits
2x everywhere
Flat earning with no categories, redeemable against any travel purchase at 1 cent or transferred to partners.
Global Entry or TSA PreCheck credit
Up to $120 every four years.
$50 Lifestyle Collection credit
Statement credit toward eligible boutique hotel and vacation rental stays booked through Capital One Travel.
Hertz Five Star status
Complimentary elite car rental status for faster pickup and a wider vehicle selection.
Fit
Who this is best for
- Flat-rate earners who want transfer partners
- Travelers who hate category tracking
FAQ
Frequently asked questions
What is the Venture welcome bonus?
Earn 75,000 bonus miles after spending $4,000 in the first 3 months. New cardholders also get a $300 credit for hotel and vacation rental bookings through Capital One Travel in the first year.
Does the Venture charge an annual fee?
Yes. The annual fee is $95 every year.
Does the Venture have a foreign transaction fee?
No. The Venture charges no foreign transaction fee, so it works well for international purchases.
What APR does the Venture charge?
The purchase APR is 19.49% to 28.49% variable.
Who is the Venture best for?
Flat-rate earners who want transfer partners. Travelers who hate category tracking.
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Apply
Capital One Venture Rewards Credit Card
Spend $4,000 in 3 months
Rates accurate as of October 6, 2026. Issuer terms.