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Capital One · venture

Capital One Venture Rewards Credit Card

4.4 / 5
Capital One Miles · Personal card

The simplest real travel card. 2x on everything and the same transfer partners as Venture X at a quarter of the fee. Protections are the tradeoff.

Compare featured offers Read issuer terms

At a glance

Issuer terms
Welcome bonus
75,000 miles
Spend $4,000 in 3 months
Annual fee
$95
Year-one and ongoing
Purchase APR
See terms
No intro APR
FX fee
None
Rates accurate as of
Editorial

Our take

The simplest real travel card. 2x on everything and the same transfer partners as Venture X at a quarter of the fee. Protections are the tradeoff.

Verdict

Pros & cons

Pros

  • 2 miles per dollar on every purchase
  • Same transfer partners as Venture X
  • No foreign transaction fee

Cons

  • Few travel protections
  • No travel credit to offset the fee
  • Portal rates require Capital One Travel
Earnings

Earn rates

CategoryRateNotes
Hotels & rentals via Capital One Travel5x milesHotels, vacation rentals, and rental cars booked through Capital One Travel.
All purchases2x milesEvery purchase, everywhere.
Benefits

Key benefits

2x everywhere

Flat earning with no categories, redeemable against any travel purchase at 1 cent or transferred to partners.

Global Entry or TSA PreCheck credit

Up to $120 every four years.

Fit

Who this is best for

  • Flat-rate earners who want transfer partners
  • Travelers who hate category tracking
FAQ

Frequently asked questions

What is the Venture welcome bonus?
Earn 75,000 bonus miles after spending $4,000 on purchases in the first 3 months from account opening.
Does the Venture charge an annual fee?
Yes. The annual fee is $95 every year.
Does the Venture have a foreign transaction fee?
No. The Venture charges no foreign transaction fee, so it works well for international purchases.
What APR does the Venture charge?
The purchase APR is See terms variable.
Who is the Venture best for?
Flat-rate earners who want transfer partners. Travelers who hate category tracking.
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Capital One Venture Rewards Credit Card

Spend $4,000 in 3 months
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Rates accurate as of June 10, 2026. Issuer terms.