Capital One Venture X Rewards Credit Card
capital one
4.7 / 5
- Welcome
- 75,000 miles
- Annual fee
- $395
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Capital One · venture
Capital One VentureOne Rewards Credit Card
4.0 / 5
Capital One Miles · Personal card
A no-fee on-ramp to Capital One miles. The 1.25x rate is light, so it works best as a starter or a keeper card after downgrading.
At a glance
- Welcome bonus
- 20,000 miles
- Spend $500 in 3 months
- Annual fee
- $0
- Purchase APR
- 18.49% to 28.49%
- Intro: 0% for 15 months
- FX fee
- None
- BT intro: 0% for 15 months
Editorial
Our take
A no-fee on-ramp to Capital One miles. The 1.25x rate is light, so it works best as a starter or a keeper card after downgrading.
Verdict
Pros & cons
Pros
- No annual fee and no foreign transaction fee
- Access to Capital One transfer partners
- Intro APR offers typically attached
Cons
- 1.25x base earning is low
- Minimal protections and no credits
Earnings
Earn rates
| Category | Rate | Notes |
|---|---|---|
| Hotels & rentals via Capital One Travel | 5x miles | Hotels and rental cars booked through Capital One Travel. |
| All purchases | 1.25x miles | Every purchase. |
Benefits
Key benefits
Transfer partners with no fee
The cheapest entry into Capital One miles and their airline partners.
Fit
Who this is best for
- First travel card with no fee
- Keeping miles alive after a downgrade
FAQ
Frequently asked questions
What is the VentureOne welcome bonus?
Earn 20,000 bonus miles after spending $500 on purchases within 3 months from account opening.
Does the VentureOne charge an annual fee?
No. The VentureOne has a $0 annual fee.
Does the VentureOne have a foreign transaction fee?
No. The VentureOne charges no foreign transaction fee, so it works well for international purchases.
Does the VentureOne offer a 0% intro APR?
Yes. The card offers an intro APR of 0% for 15 months on purchases. The ongoing purchase APR is 18.49% to 28.49% variable.
Who is the VentureOne best for?
First travel card with no fee. Keeping miles alive after a downgrade.
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Apply
Capital One VentureOne Rewards Credit Card
Spend $500 in 3 months
Rates accurate as of October 6, 2026. Issuer terms.