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Chase · aeroplan

Aeroplan Credit Card

4.2 / 5
Air Canada Aeroplan points · Personal card

The strongest 3x grocery earner among airline cards, and Aeroplan points punch above their weight on Star Alliance partner awards.

At a glance

Issuer terms
Welcome bonus
75,000 points
Spend $4,000 in 3 months
Annual fee
$95
Year-one and ongoing
Purchase APR
See terms
No intro APR
FX fee
None
Rates accurate as of
Editorial

Our take

The strongest 3x grocery earner among airline cards, and Aeroplan points punch above their weight on Star Alliance partner awards.

Verdict

Pros & cons

Pros

  • 3x on groceries, dining, and Air Canada
  • Status for the first two years
  • Solid Chase travel protections
  • No foreign transaction fee

Cons

  • Air Canada surcharges on some partner awards
  • Monthly spend bonus tops out quickly
Earnings

Earn rates

CategoryRateNotes
Air Canada purchases3x pointsBooked directly with Air Canada.
Groceries3x points
Dining3x pointsIncluding takeout and eligible delivery.
All other purchases1x pointsPlus 500 bonus points per $2,000 spent each month, up to 1,500 per month.
Benefits

Key benefits

Free first checked bag

On Air Canada for you and up to 8 companions.

25K elite status

Automatic for the first year and the following calendar year, keepable with $15,000 annual spend.

Star Alliance sweet spots

Aeroplan points book partner awards on a distance-based chart with a stopover option.

Fit

Who this is best for

  • Air Canada and Star Alliance flyers
  • Grocery-heavy households who want airline miles
FAQ

Frequently asked questions

What is the Aeroplan Card welcome bonus?
Earn 75,000 bonus points after spending $4,000 in the first 3 months from account opening.
Does the Aeroplan Card charge an annual fee?
Yes. The annual fee is $95 every year.
Does the Aeroplan Card have a foreign transaction fee?
No. The Aeroplan Card charges no foreign transaction fee, so it works well for international purchases.
What APR does the Aeroplan Card charge?
The purchase APR is See terms variable.
Who is the Aeroplan Card best for?
Air Canada and Star Alliance flyers. Grocery-heavy households who want airline miles.
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Apply

Aeroplan Credit Card

Spend $4,000 in 3 months

Rates accurate as of June 10, 2026. Issuer terms.