Skip to content
CreditCardSignups.com
Find a card

We're paid when you apply via some links. Details

Disney Inspire Visa Card card art
Chase · disney

Disney Inspire Visa Card

3.6 / 5
Disney Rewards Dollars · Personal card

The top-tier Chase Disney card, at $149 a year, pays 10% back on Disney, Hulu and ESPN subscriptions and adds a $10 monthly streaming credit plus two anniversary bonuses worth $300 if you hit the spend thresholds. Rewards can only be spent at Disney or against airfare, so the fee is hard to justify without regular Disney spending.

Apply Now

At a glance

Welcome bonus
$500 cash
Spend $1,000 in 3 months
Annual fee
$149
Year-one and ongoing
Purchase APR
18.49% to 27.99%
No intro APR
FX fee
None
Editorial

Our take

The top-tier Chase Disney card, at $149 a year, pays 10% back on Disney, Hulu and ESPN subscriptions and adds a $10 monthly streaming credit plus two anniversary bonuses worth $300 if you hit the spend thresholds. Rewards can only be spent at Disney or against airfare, so the fee is hard to justify without regular Disney spending.

Verdict

Pros & cons

Pros

  • 10% in Disney Rewards Dollars on Disney+, Hulu and ESPN subscriptions
  • $10 monthly streaming statement credit, worth up to $120 a year
  • 3% at gas stations and most U.S. Disney locations, 2% at grocery stores and restaurants
  • No foreign transaction fees

Cons

  • $149 annual fee, and the anniversary bonuses require $2,000 and $200 in specific Disney spending to collect
  • Disney Rewards Dollars are not transferable and are largely limited to Disney redemptions
  • No lounge access or travel insurance beyond baggage delay coverage
Earnings

Earn rates

CategoryRateNotes
Disney streaming subscriptions10%Card purchases made directly at DisneyPlus.com, Hulu.com or Stream.ESPN.com.
Gas stations3%Gas stations.
Disney parks & shops3%Most other U.S. Disney locations.
Groceries2%Grocery stores.
Dining2%Restaurants.
All other purchases1%
Benefits

Key benefits

10% back on Disney streaming

Earn 10% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or Stream.ESPN.com.

$10 monthly streaming statement credit

A $10 statement credit each month after spending $10 or more on qualifying subscriptions directly at DisneyPlus.com, Hulu.com or Stream.ESPN.com. Yearly activation required.

Anniversary resort and cruise bonus

Earn $200 in Disney Rewards Dollars after spending $2,000 per anniversary year on U.S. Disney Resort stays and Disney Cruise Line bookings.

$100 theme park ticket credit

Earn a $100 statement credit after spending $200 per anniversary year on U.S. Disney theme park tickets.

Pay Yourself Back redemptions

Redeem Disney Rewards Dollars as a statement credit against purchases at most U.S. Disney locations, Disney sites including DisneyStore.com, DisneyPlus.com, Hulu.com and Stream.ESPN.com, or against airline tickets bought with the card.

Fit

Who this is best for

  • Households that subscribe to Disney+, Hulu or ESPN
  • Annual Disney parks and cruise visitors
  • Families who spend at least $2,000 a year on Disney resort stays
FAQ

Frequently asked questions

What is the Disney Inspire Card welcome bonus?
Get a $300 Disney Gift Card eGift to use today upon approval + earn a $200 statement credit after you spend $1,000 on purchases in the first 3 months from account opening.
Does the Disney Inspire Card charge an annual fee?
Yes. The annual fee is $149 every year.
Does the Disney Inspire Card have a foreign transaction fee?
No. The Disney Inspire Card charges no foreign transaction fee, so it works well for international purchases.
What APR does the Disney Inspire Card charge?
The purchase APR is 18.49% to 27.99% variable.
Who is the Disney Inspire Card best for?
Households that subscribe to Disney+, Hulu or ESPN. Annual Disney parks and cruise visitors. Families who spend at least $2,000 a year on Disney resort stays.
Similar

Related cards

Apply

Disney Inspire Visa Card

Spend $1,000 in 3 months
Apply Now

Rates accurate as of October 6, 2026. Issuer terms.