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Disney Visa Card card art
Chase · disney

Disney Visa Card

2.9 / 5
Disney Rewards Dollars · Personal card

A no-annual-fee card that returns 1% in Disney Rewards Dollars, which can only be spent at Disney. The park discounts and vacation financing are the real draw. The earn rate is below what a general 2% cash back card pays.

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At a glance

Welcome bonus
$150 cash
Spend $500 in 3 months
Annual fee
$0
Purchase APR
18.49% to 27.99%
No intro APR
FX fee
3%
Editorial

Our take

A no-annual-fee card that returns 1% in Disney Rewards Dollars, which can only be spent at Disney. The park discounts and vacation financing are the real draw. The earn rate is below what a general 2% cash back card pays.

Verdict

Pros & cons

Pros

  • No annual fee
  • 1% in Disney Rewards Dollars on everything with no earning cap and no block-out dates on redemption
  • 10% merchandise and dining discounts plus 15% off select guided tours at the U.S. parks
  • 0% promotional APR for 6 months on select Disney vacation packages

Cons

  • 1% is below the 2% many no-fee cash back cards pay, and rewards are locked to Disney
  • 3% foreign transaction fee
  • Purchase protection is capped at $500 per item, lower than most Chase cards
Earnings

Earn rates

CategoryRateNotes
All other purchases1%1% in Disney Rewards Dollars on all card purchases, with no limit on the amount you can earn.
Benefits

Key benefits

No annual fee

Holding costs nothing, so the 10% park discounts are free.

1% in Disney Rewards Dollars

Earn 1% in Disney Rewards Dollars on every purchase, redeemable toward theme park tickets, resort stays, shopping, dining and Disney Cruise Line sailings in the U.S. with no block-out dates.

Special Disney vacation financing

0% promotional APR for 6 months from the purchase date on select Disney vacation packages, then the standard variable APR.

Merchandise and dining savings

10% off select merchandise at DisneyStore.com and at select locations at the Disneyland Resort and Walt Disney World Resort, 10% off select dining locations, and 15% off select guided tours.

Cardmember photo opportunities

Private cardmember photo locations at the Disneyland Resort and Walt Disney World Resort with complimentary photo downloads.

Fit

Who this is best for

  • Frequent Disney parks and cruise visitors
  • Families saving toward a Disney vacation
  • Anyone who wants Disney perks without an annual fee
FAQ

Frequently asked questions

What is the Disney Visa Card welcome bonus?
Get a $100 Disney Gift Card eGift to use today upon approval + earn a $50 statement credit after you spend $500 on purchases in the first 3 months from account opening.
Does the Disney Visa Card charge an annual fee?
No. The Disney Visa Card has a $0 annual fee.
Does the Disney Visa Card have a foreign transaction fee?
Yes. The Disney Visa Card charges a 3% foreign transaction fee on purchases made outside the US.
What APR does the Disney Visa Card charge?
The purchase APR is 18.49% to 27.99% variable.
Who is the Disney Visa Card best for?
Frequent Disney parks and cruise visitors. Families saving toward a Disney vacation. Anyone who wants Disney perks without an annual fee.
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Disney Visa Card

Spend $500 in 3 months
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Rates accurate as of October 6, 2026. Issuer terms.