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Southwest Rapid Rewards Priority Credit Card card art
Chase · southwest

Southwest Rapid Rewards Priority Credit Card

4.3 / 5
Southwest Rapid Rewards points · Personal card

The 2025 refresh raised the fee to $229 and killed the $75 travel credit, but bag fees on Southwest made the checked-bag benefit real money. Worth it for regular Southwest flyers, not for anyone else.

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At a glance

Issuer terms
Welcome bonus
90,000 points
Spend $3,000 in 3 months
Annual fee
$229
Year-one and ongoing
Purchase APR
21.49% to 28.49%
No intro APR
FX fee
None
Rates accurate as of
Editorial

Our take

The 2025 refresh raised the fee to $229 and killed the $75 travel credit, but bag fees on Southwest made the checked-bag benefit real money. Worth it for regular Southwest flyers, not for anyone else.

Verdict

Pros & cons

Pros

  • 4x on Southwest purchases
  • Free checked bag for up to 9 people
  • 7,500 anniversary points and a 10,000 point Companion Pass boost
  • No foreign transaction fee

Cons

  • $229 fee with no travel credit anymore
  • Southwest points are fare-pegged at about 1.25 cents
  • Thin travel protections
Earnings

Earn rates

CategoryRateNotes
Southwest purchases4x pointsRaised in the late-2025 refresh.
Gas & restaurants2x points
All other purchases1x points
Benefits

Key benefits

Free checked bag and Group 5 boarding

For you and up to 8 companions on the same reservation, added when Southwest started charging for bags.

7,500 anniversary points

Every cardmember year.

Extra Legroom upgrades

Unlimited complimentary Extra Legroom seat upgrades within 48 hours of departure when available.

Companion Pass boost

10,000 Companion Pass qualifying points each year.

Fit

Who this is best for

  • Southwest regulars who check bags
  • Companion Pass chasers
  • Travelers who want seat upgrades without status
FAQ

Frequently asked questions

What is the Southwest Priority welcome bonus?
Earn 90,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.
Does the Southwest Priority charge an annual fee?
Yes. The annual fee is $229 every year.
Does the Southwest Priority have a foreign transaction fee?
No. The Southwest Priority charges no foreign transaction fee, so it works well for international purchases.
What APR does the Southwest Priority charge?
The purchase APR is 21.49% to 28.49% variable.
Who is the Southwest Priority best for?
Southwest regulars who check bags. Companion Pass chasers. Travelers who want seat upgrades without status.
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Southwest Rapid Rewards Priority Credit Card

Spend $3,000 in 3 months
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Rates accurate as of June 10, 2026. Issuer terms.