4.3 / 5
- Welcome
- 60,000 points
- Annual fee
- $229
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Chase · southwest
Southwest Rapid Rewards Premier Business Credit Card
3.8 / 5
Southwest Rapid Rewards points · Business card
A $149 business card for companies that fly Southwest often enough to use the free checked bags, Group 5 boarding and 6,000 anniversary points. Rapid Rewards points cannot be transferred to other programs, so the value depends almost entirely on Southwest fares.
At a glance
- Welcome bonus
- 80,000 points
- Spend $3,000 in 3 months
- Annual fee
- $149
- Year-one and ongoing
- Purchase APR
- 19.49% to 27.99%
- No intro APR
- FX fee
- None
Editorial
Our take
A $149 business card for companies that fly Southwest often enough to use the free checked bags, Group 5 boarding and 6,000 anniversary points. Rapid Rewards points cannot be transferred to other programs, so the value depends almost entirely on Southwest fares.
Verdict
Pros & cons
Pros
- 6,000 anniversary points each year offsets much of the $149 fee
- Free first checked bag for the cardmember and up to 8 companions on the reservation
- 2,000 tier qualifying points per $5,000 spent helps toward A-List status
- No foreign transaction fees
Cons
- Rapid Rewards points are not transferable to airline or hotel partners
- 2x on gas and dining is capped at the first $8,000 combined per anniversary year
- No lounge access, and the only travel cover is baggage delay
Earnings
Earn rates
| Category | Rate | Notes |
|---|---|---|
| Southwest purchases | 3x points | Southwest Airlines purchases. |
| Gas stations | 2x points | First $8,000 in combined gas station and restaurant purchases per anniversary year.·cap $8,000 |
| Dining | 2x points | Restaurant purchases, sharing the $8,000 combined annual cap with gas.·cap $8,000 |
| All other purchases | 1x points |
Benefits
Key benefits
6,000 anniversary points
Receive 6,000 bonus points each year after your cardmember anniversary.
First checked bag free
The cardmember and up to 8 additional passengers on the same reservation each check their first bag at no additional cost.
Seat and boarding benefits
Select a Standard or Preferred seat within 48 hours of departure when available, and board with Group 5 along with up to 8 passengers on the same reservation, on flights operating with assigned seating in 2026 and beyond.
15% flight discount
A 15% promo code each year on your cardmember anniversary, excluding basic fare.
Tier qualifying points toward A-List
Earn 2,000 tier qualifying points toward A-List status for every $5,000 in purchases annually.
Fit
Who this is best for
- Small businesses whose team flies Southwest regularly
- Owners chasing A-List status through card spend
- Businesses that want free checked bags for a travel party
FAQ
Frequently asked questions
What is the Southwest Premier Business Card welcome bonus?
Earn 80,000 bonus points after spending $3,000 in the first 3 months. Limited-time increase from the usual 60,000.
Does the Southwest Premier Business Card charge an annual fee?
Yes. The annual fee is $149 every year.
Does the Southwest Premier Business Card have a foreign transaction fee?
No. The Southwest Premier Business Card charges no foreign transaction fee, so it works well for international purchases.
What APR does the Southwest Premier Business Card charge?
The purchase APR is 19.49% to 27.99% variable.
Who is the Southwest Premier Business Card best for?
Small businesses whose team flies Southwest regularly. Owners chasing A-List status through card spend. Businesses that want free checked bags for a travel party.
Similar
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- Annual fee
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Apply
Southwest Rapid Rewards Premier Business Credit Card
Spend $3,000 in 3 months
Rates accurate as of October 6, 2026. Issuer terms.