3.8 / 5
- Welcome
- 80,000 points
- Annual fee
- $149
Advertiser disclosure: we are paid when you apply through some links on this page. We're paid when you apply via some links. Details
Chase · southwest
Southwest Rapid Rewards Premier Credit Card
4.0 / 5
Southwest Rapid Rewards points · Personal card
The middle Southwest card earns its keep through the anniversary points and bag benefit. Regular flyers chasing A-List should weigh the Priority instead.
At a glance
- Welcome bonus
- 55,000 points
- Spend $1,500 in 3 months
- Annual fee
- $149
- Year-one and ongoing
- Purchase APR
- 19.49% to 27.99%
- No intro APR
- FX fee
- None
Editorial
Our take
The middle Southwest card earns its keep through the anniversary points and bag benefit. Regular flyers chasing A-List should weigh the Priority instead.
Verdict
Pros & cons
Pros
- 3x on Southwest purchases
- 6,000 anniversary points
- Free checked bag for the group
Cons
- Capped 2x categories
- Points are fare-pegged
Earnings
Earn rates
| Category | Rate | Notes |
|---|---|---|
| Southwest purchases | 3x points | |
| Groceries | 2x points | Combined with restaurants, on the first $8,000 per year.·cap $8,000 |
| Dining | 2x points | Combined with grocery stores, on the first $8,000 per year.·cap $8,000 |
| All other purchases | 1x points |
Benefits
Key benefits
Free first checked bag
For you and up to 8 companions.
6,000 anniversary points
Plus a 15% annual flight discount code and a 10,000-point Companion Pass boost.
A-List progress from spend
1,500 tier qualifying points per $5,000 spent.
Fit
Who this is best for
- Southwest regulars
- Companion Pass strategists
FAQ
Frequently asked questions
What is the Southwest Premier welcome bonus?
Earn 55,000 bonus points after spending $1,500 on purchases in the first 3 months from account opening.
Does the Southwest Premier charge an annual fee?
Yes. The annual fee is $149 every year.
Does the Southwest Premier have a foreign transaction fee?
No. The Southwest Premier charges no foreign transaction fee, so it works well for international purchases.
What APR does the Southwest Premier charge?
The purchase APR is 19.49% to 27.99% variable.
Who is the Southwest Premier best for?
Southwest regulars. Companion Pass strategists.
Similar
Related cards
4.3 / 5
- Welcome
- 60,000 points
- Annual fee
- $229
3.9 / 5
- Welcome
- 50,000 points
- Annual fee
- $99
Apply
Southwest Rapid Rewards Premier Credit Card
Spend $1,500 in 3 months
Rates accurate as of October 6, 2026. Issuer terms.