4.3 / 5
- Welcome
- 90,000 points
- Annual fee
- $229
Advertiser disclosure:
We are paid by partners when you apply for some of the cards on this page through our links. Compensation can affect where and in what order offers appear. It does not affect our ratings or reviews. Read the full disclosure.
Chase · southwest
Southwest Rapid Rewards Premier Credit Card
4.0 / 5
Southwest Rapid Rewards points · Personal card
The middle Southwest card earns its keep through the anniversary points and bag benefit. Regular flyers chasing A-List should weigh the Priority instead.
At a glance
Issuer terms- Welcome bonus
- 85,000 points
- Spend $2,000 in 3 months
- Annual fee
- $149
- Year-one and ongoing
- Purchase APR
- See terms
- No intro APR
- FX fee
- None
Editorial
Our take
The middle Southwest card earns its keep through the anniversary points and bag benefit. Regular flyers chasing A-List should weigh the Priority instead.
Verdict
Pros & cons
Pros
- 3x on Southwest purchases
- 6,000 anniversary points
- Free checked bag for the group
Cons
- Capped 2x categories
- Points are fare-pegged
Earnings
Earn rates
| Category | Rate | Notes |
|---|---|---|
| Southwest purchases | 3x points | |
| Groceries | 2x points | Combined with restaurants, on the first $8,000 per year.·cap $8,000 |
| Dining | 2x points | Combined with grocery stores, on the first $8,000 per year.·cap $8,000 |
| All other purchases | 1x points |
Benefits
Key benefits
Free first checked bag
For you and up to 8 companions.
6,000 anniversary points
Plus a 15% annual flight discount code and a 10,000-point Companion Pass boost.
A-List progress from spend
1,500 tier qualifying points per $5,000 spent.
Fit
Who this is best for
- Southwest regulars
- Companion Pass strategists
FAQ
Frequently asked questions
What is the Southwest Premier welcome bonus?
Earn 85,000 bonus points after spending $2,000 on purchases in the first 3 months.
Does the Southwest Premier charge an annual fee?
Yes. The annual fee is $149 every year.
Does the Southwest Premier have a foreign transaction fee?
No. The Southwest Premier charges no foreign transaction fee, so it works well for international purchases.
What APR does the Southwest Premier charge?
The purchase APR is See terms variable.
Who is the Southwest Premier best for?
Southwest regulars. Companion Pass strategists.
Similar
Related cards
3.9 / 5
- Welcome
- 80,000 points
- Annual fee
- $99
Delta SkyMiles Platinum American Express Card
American Express
4.2 / 5
- Welcome
- 100,000 miles
- Annual fee
- $350
Apply
Southwest Rapid Rewards Premier Credit Card
Spend $2,000 in 3 months
Rates accurate as of June 10, 2026. Issuer terms.